Elroy
“Can a data-powered trade-credit platform drive customer non-payment rates toward zero for B2B businesses?”
Founded2020
HQUnknown
Total raisedUnfunded
IndustryVertical SaaS / Lending & Credit Risk
The story
Elroy was founded in 2020 as a B2B trade-credit trust and risk platform, targeting businesses that extend credit to customers. Its core proposition is reducing non-payment rates through data-powered predictive alerts, digitized credit applications, and real-time customer monitoring. The platform sits at the intersection of credit risk SaaS and embedded lending infrastructure, serving businesses that need to manage trade-credit relationships at scale.
Last 12 months
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Product timeline
2020
Founded as an online platform for trade credit management, enabling businesses to onboard customers, run automated credit checks, and monitor risk.· lending
The stack
2 layers disclosed in Elroy’s embedded-finance stack
Banking / BaaS
Lending
in the full report
Accounting gap: none
4 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.