“Can a specialized 1099-contractor payroll API become the default embedded rails for every platform that pays independent workers?”
Gig Wage started in 2014 as a direct-to-business 1099 payroll tool for contractor-heavy businesses. It has since evolved into an embedded 1099 payroll infrastructure play — offering APIs and embeddable components so platforms can white-label contractor onboarding, KYC, payments (bank/debit card), and 1099 tax filing inside their own product. The company operates under the legal entity Visage Enterprise Inc.
Gig Wage discloses Evolve Bank & Trust as its sponsor bank, according to the Embedded Finance Index 2026.
Gig Wage does not disclose a bank charter of its own; its banking services are provided through Evolve Bank & Trust.
Gig Wage processes payments through Gig Wage (self-operated). Disclosed money-movement rails: ACH.
Gig Wage's payroll is powered by Gig Wage (in-house).
The Embedded Finance Index 2026 maps 4 layers in Gig Wage's stack: Payments / PSP (Gig Wage (self-operated)); Money movement (ACH); Payroll (Gig Wage (in-house)); Sponsor bank (Evolve Bank & Trust).
Gig Wage is founded in 2014 and headquartered in Dallas, Texas, United States.
Gig Wage has raised $24.7M in total.
Get a read on where your own stack stands against Gig Wage and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.