← Embedded Finance Index 2026/Vendor

Citizens Bank

Provider
LendingSponsor BankBaaSPSPSpend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 5 categories.

citizensbank.com ↗Also analysed as a company — its own stack →
CategoriesLending, Sponsor Bank, BaaS, PSP, Spend / AP
Rank#34 of 182 in Sponsor Bank
Buyers9 companies
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Who uses Citizens Bank
9 companies disclose Citizens Bank in their stack
MicrosoftPinnacle PaymentsVecter TechnologiesPaysafeNorth American BancardVizypayTilledParx CasinoCord Financial
Buyer mix · 9 of 9 classified
Fintech / Payments · 2Infrastructure / Payments · 2Fintech / Cross-border payments · 1Fintech / SMB banking · 1Fintech / SMB payments · 1Horizontal SaaS / Cloud & Productivity · 1Hospitality / Casino & Gaming · 1
US · 7UK · 1
What the disclosures say
Pinnacle Payments
“Pathward, BMO Bank, Citizens Bank, The Bancorp Bank, and FFB Bank listed as banking relationships on bankingembedded.com/companies/pinnacle-payments (TIER 1 known_customer_listings).”
Vecter Technologies
“bankingembedded.com/companies/vecter-technologies lists Citizens Bank as partner; vectertech.com/partners/financial-institutions describes card issuing via NXTMoves integrated partnership and white-label merchant services for banks.”
North American Bancard
“northamericanbancard.pro contact page footer states: 'North American Bancard is a registered ISO of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI.' Known customer listings also include Wells Fargo Bank, The Bancorp Bank, FFB Bank.”
Vizypay
“vizypay.com/partnerships-overview: 'VizyPay, LLC is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI.' Known customer listing confirms Wells Fargo Bank and Pathward relationships (bankingembedded.com/companies/vizypay).”
Tilled
“Footer on tilled.com and pricing page: 'Tilled, Inc. is a registered ISO/MSP of Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Columbus, GA' and 'registered Independent Sales Organization of Citizens Bank.' Pricing page lists 'KYC, KYB, MATCH list, and OFAC checks' as included features but does not disclose specifi…”
Parx Casino
“Citizens Bank case study confirms virtual card and oneCard program since 2013/2015.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Citizens Bank? Claim this profile above to unlock your own full list.
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Alternatives to Citizens Bank

Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust80 buyers →Sutton Bank63 buyers →Cross River50 buyers →Pathward43 buyers →Celtic Bank35 buyers →Community Federal Savings Bank35 buyers →Thread Bank29 buyers →The Bancorp Bank25 buyers →
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Ranked #34 of 182 in Sponsor Bank — Embedded Finance Index 2026
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