Cardpayment Services
“Can a regional payment and POS reseller become the embedded financial services hub for small and medium-sized businesses by layering payroll, retirement, and merchant funding onto its payments infrastructure?”
Founded2012
HQWeston, Florida, United States
IndustryVertical SaaS / Payments
The story
Founded in 2012 as a South Florida-based POS and payment system reseller and integrator, CardPayment Services has grown to over 75 agent sales offices nationally. The company expanded beyond hardware and payment processing to offer payroll solutions (via Sage), retirement benefits (via Vestwell), and merchant funding, positioning itself as a one-stop financial technology resource for small businesses. It operates primarily as a reseller and ISO/agent network, processing on First Data and TSYS platforms.
Last 12 months
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Product timeline
2012
CardPayment Services Inc. founded as a South Florida-based Point of Sale and Payment System Reseller and Integrator.· pivot
2014
Expanded to over 75 Agent Sales Offices nationally, offering local support backed by 24/7 customer service.· banking
2015
Launched Payroll Solutions powered by Sage, integrating timekeeping data from POS systems with payroll and accounting packages.· banking
The stack
5 layers disclosed in Cardpayment Services’s embedded-finance stack
Payments / PSP
Lending
in the full report
Payroll
in the full report
Investing
in the full report
Accounting
in the full report
Accounting gap: minor
5 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.