Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
Claim this profile. Work at Capital on Tap? Verify your work email to unlock the full buyer list.
Founded 2012 in London as an SMB credit card provider, Capital on Tap has scaled to 200,000+ businesses and £10B+ in card spend. Product remains focused on a revolving credit business card, but the platform has broadened into embedded spend management, accounting-connected expense controls, and — since 2025 — embedded savings via ClearBank. International expansion into Spain (2020) and the US (2021, via WebBank) diversified the geographic and regulatory footprint.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Capital on Tap’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/capital-on-tap?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/capital-on-tap.svg"
alt="Ranked #85 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/capital-on-tap/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Capital on Tap in the Embedded Finance Index 2026, through their own public disclosures or Capital on Tap's published customer list, including Funding Circle and WebBank.
Capital on Tap is an embedded-finance provider in Lending. It ranks #85 of 259 Lending providers by linked companies.
The most-named Lending alternatives to Capital on Tap are Affirm (66 buyers), Klarna (56 buyers), YouLend (49 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Capital on Tap is founded in 2012 and headquartered in London, United Kingdom.
Get a read on where your own stack stands against Capital on Tap and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.