Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded 2012 in London as an SMB credit card provider, Capital on Tap has scaled to 200,000+ businesses and £10B+ in card spend. Product remains focused on a revolving credit business card, but the platform has broadened into embedded spend management, accounting-connected expense controls, and — since 2025 — embedded savings via ClearBank. International expansion into Spain (2020) and the US (2021, via WebBank) diversified the geographic and regulatory footprint.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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