Antom
Also a provider — view Antom’s profile →“Can Ant International's cross-border acquiring stack become the default embedded-payments platform for merchants scaling into and out of Asia?”
Founded2023
HQSingapore
IndustryInfrastructure / Payments
The story
Antom was consolidated in 2023 as Ant International's global merchant-payments brand, unifying Ant Group's cross-border acquiring stack (including 2C2P) under one name. It now operates as a payment orchestration and PayFac platform serving 200+ markets with 300+ payment methods. Recent expansion into MSME banking and lending via EPOS360 (with ANEXT Bank in Singapore) signals a move beyond acceptance into embedded finance for small merchants.
Product timeline
2023
Antom established as a merchant payment brand under Ant International.· pivot
2025
Launched EPOS360, an AI-powered MSME app combining POS, payments, banking, and lending (via ANEXT Bank) in Singapore.· banking
2025
Recognized in CNBC World's Top Fintech Companies 2025 list.· acquisition
Regulated entities
2
regulatory licences held by Antom
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
7 layers disclosed in Antom’s embedded-finance stack
Payments / PSP
Banking / BaaS
in the full report
Card network
in the full report
Lending
in the full report
Open banking
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: significant
10 more providers across 6 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.