← State of Embedded Finance 2026

orderbird

Can an iPad POS system for European neighbourhood restaurants become the financial operating system for independent hospitality businesses by layering payments, capital, and accounting exports on top of its daily workflow?

Founded2011
HQBerlin, Germany
FoundersJakob Schreyer, Bastian Schmidtke, Patrick Brienen, Artur Hasselbach
Total raised$41.5M
IndustryVertical SaaS / Restaurants
The story

Founded in 2011 as an iPad-based cloud POS system for independent German restaurants, orderbird grew into one of Europe's leading restaurant POS providers. The company has progressively embedded financial services into its POS, starting with integrated card acquiring via Worldline and later adding Nexi Germany as an alternative acquirer. The most recent layer is embedded capital via YouLend, enabling merchant cash advances funded directly through the POS transaction data — a classic vertical SaaS fintech expansion playbook.

Last 12 months
2026-01
Product timeline
2011
orderbird GmbH founded in Berlin, launching an iPad-based cloud POS system for independent restaurants.· pivot
2015
Integrated card payment with Worldline (formerly SIX Payment Services) directly into the POS platform.· banking
2020
Launched orderbird MINI, a mobile all-in-one cash register targeting food trucks, beauty industry, and driving schools.· pivot
2021
Added Nexi Germany as a second card payment partner alongside Worldline, giving merchants a choice of acquirer.· payments
2023
YouLend listed orderbird as a customer, indicating an embedded merchant cash advance / capital offering for orderbird's restaurant merchants.· lending
The stack
Payments / PSP
WorldlineNexi Germany
Lending
YouLendMerchant Cash Advance
Accounting
DATEV
Accounting gap: significant