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Global Payments

Provider
PSPCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 48 companies across 2 categories.

globalpayments.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPSP, Card Issuing
Rank#10 of 538 in PSP
Buyers48 companies
HeadquartersAtlanta, GA, USA
Founded2001

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Founders & story · from Global Payments’s own dossier

Founded in 2001 as a spin-off from National Data Corporation, Global Payments built its core around merchant acquiring and payment processing for SMBs. Through a series of transformative acquisitions — Heartland (2016), TSYS (2019), EVO Payments (2023), and Worldpay (2024) — the company has evolved from a domestic SMB acquirer into a global payment technology and software conglomerate processing nearly $4 trillion in volume across 100+ countries. The embedded finance strategy now centers on offering merchants and ISV/SaaS platforms access to payments, lending, and vertical software as an integrated commerce ecosystem rather than standalone processing services.

Recent developments
  • 2024-01Global Payments announced the acquisition of Worldpay from FIS, a transaction that would make it one of the largest payment processors globally with ~$4T in annual processing volume. source ↗
  • 2024-11Updated UK Merchant Data Processing Notice (v11) published, reflecting GPUK LLP's expanded sub-processor list and GP Marketplace offerings. source ↗
  • 2025-09Global Payments published updated GPUK LLP sub-processor list (Sept 2025), disclosing key technology and infrastructure partners. source ↗
Acquisitions
Worldpay2026
Completed its ~$24.25B acquisition of merchant-acquirer Worldpay from GTCR and FIS, becoming a pure-play commerce solutions provider.
Takepayments2024
Acquired UK SMB card-payments provider Takepayments to expand embedded payments among small British merchants.
EVO Payments2023
Closed its $4.3B acquisition of EVO Payments, adding B2B software-led payments and reach across the Americas and Europe.
MineralTree2021
Acquired MineralTree, a leader in B2B accounts-payable automation and software-led embedded payments.
Zego2021
Acquired real-estate/property-management embedded payments platform Zego for ~$925M (later divested).
TSYS (Total System Services)2019
Completed its ~$21.5B all-stock merger with issuer-processor TSYS, combining merchant acquiring with card-issuer processing.
AdvancedMD2018
Acquired healthcare practice-management and integrated-payments software provider AdvancedMD for ~$700M.
Heartland Payment Systems2016
Completed its ~$4.3B acquisition of merchant-acquirer Heartland, expanding US integrated and vertical-market payments.
Full dossier: Global Payments’s own stack, layer by layer →
Who uses Global Payments
48 companies disclose Global Payments in their stack
Lightspeed DMSCodatPaymateAntomElectronic Payment Exchange (epx)MineralTreeVFX FinancialBarclays US Consumer BankVisaPizzavilleNational Bank of GreeceCloud9+36 more
Buyer mix · 48 of 48 classified
Infrastructure / Payments · 12Bank / Community · 3Bank / National · 3Horizontal SaaS / Accounting · 3Fintech / Cross-border payments · 2Fintech / Crypto · 2Fintech / Payments · 2Fintech / SMB banking · 2
US · 23UK · 11EU · 6APAC · 3Canada · 3LATAM · 1
What the disclosures say
Lightspeed DMS
“Global Payments press release: 'Since 2009, Lightspeed has partnered with Worldpay, now Global Payments... they will launch a new embedded payments offering.”
Paymate
“Tripartite Merchant Agreement on global.paymate.com explicitly names Paymate Pty Ltd as Payment Facilitator and Global Payments Australia 1 Pty Ltd (GPA) as acquiring bank for Visa and Mastercard transactions.”
Electronic Payment Exchange (epx)
“epx.com homepage: 'EPX combines the functionality of an ISO, merchant acquirer, gateway, front-end, and back-end processor under one roof.' North American Bancard partner page: 'We own EPX… we still work with our partners Global Payments since 1992 and First Data since 2007.' Authorize.net processor list explicitly nam…”
MineralTree
“The company is a Global Payments subsidiary operating payment rails through its parent. mineraltree.com, mineraltree.com/solutions/total-ap/, mineraltree.com/solutions/erp-integration/vendor-payments/”
Barclays US Consumer Bank
“Global Payments press release confirms renewed agreement: 'Through its TSYS Issuer Solutions segment, Global Payments will continue to provide a wide range of processing and support services for Barclays consumer and commercial credit card portfolios.”
Pizzaville
“Global Payments publicly lists Pizzaville as a customer at https://www.globalpayments.com/insights/braves-truist-park (TIER 1 known_customer_listing).”
View source · globalpayments.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Global Payments? Claim this profile above to unlock your own full list.
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What Global Payments runs on · from its own dossier
The third-party providers Global Payments itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Global Payments.
PSP
Worldpay for PlatformsHeartland Payment Systems
FX / Payouts
Fexco Merchant Services Unlimited Company
Full dossier with evidence for each layer →
Alternatives to Global Payments

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe783 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →checkout58 buyers →Braintree57 buyers →
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Ranked #10 of 538 in PSP — Embedded Finance Index 2026
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Global Payments — frequently asked

Which companies use Global Payments?

48 companies disclose Global Payments in their stack in the Embedded Finance Index 2026, including Lightspeed DMS, Codat, Paymate, Antom, Electronic Payment Exchange (epx), MineralTree, VFX Financial, Barclays US Consumer Bank, Visa, Pizzaville and 2 others.

What does Global Payments do?

Global Payments is an embedded-finance provider in PSP and Card Issuing. It ranks #10 of 538 PSP providers by disclosed buyers.

What are the alternatives to Global Payments?

The most-disclosed PSP alternatives to Global Payments are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is Global Payments headquartered?

Global Payments is founded in 2001 and headquartered in Atlanta, GA, USA.

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