← Embedded Finance Index 2026

Hamilton Reserve

Can a Caribbean-headquartered digital private bank capture global high-net-worth and business clients by combining offshore privacy, Temenos-powered technology, and BNY Mellon custodian relationships?

HQCaribbean (Nevis / St. Kitts)
IndustryBank / Community
The story

Hamilton Reserve Bank was established as a digital-first, privacy-focused international private bank headquartered in the Caribbean, positioning itself as the largest global bank in that region. It targets high-net-worth individuals and businesses from over 150 countries, requiring minimum account balances of $50,000–$100,000. The bank differentiates on speed (fastest bank wires), privacy (Caribbean jurisdiction), and modern infrastructure (Temenos core banking), while leveraging BNY Mellon as its custodian and correspondent banking partner to provide institutional-grade custody and global reach.

Last 12 months
Regulated entities
1
regulatory licence held by Hamilton Reserve
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Hamilton Reserve’s embedded-finance stack
Money movement
FedwireSWIFTSEPA
Banking / BaaS
in the full report
Ledger
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.