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Cashbee

“Can a French payment-institution-licensed wealth-tech become the embedded savings and investment OS for both French retail consumers and corporate treasurers?”

Founded2018
HQParis, France
Total raised$15.1M
IndustryFintech / Investment
The story

Founded in 2018 as a consumer digital savings app using Treezor as its virtual-wallet backbone and CFCAL/Generali as savings partners. Progressively expanded from a simple remunerated savings account to a broader wealth management suite including life insurance (Cashbee+), retirement savings (PER), ESG investment funds, and gold/commodities. In 2023, pivoted toward B2B with Cashbee Pro for corporate treasury management, and in 2024 opened a developer API to enable third-party distribution of its savings products — signalling a shift toward becoming an embedded savings infrastructure player.

Last 12 months
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Product timeline
2018
Cashbee SAS founded in Paris as a digital savings platform targeting French retail consumers.· banking
2019
Obtained ACPR Banque de France payment institution license (REGAFI 77488) and ORIAS insurance broker registration; launched consumer savings app using Treezor as virtual wallet infrastructure.· banking
2020
Launched Livret Cashbee (remunerated savings account) powered by CFCAL (Crédit Mutuel Arkéa subsidiary) and insurance savings plan Cashbee+ via Generali Vie.· banking
2022
Launched PER Cashbee (Plan Épargne Retraite) in partnership with MIF (La Mutuelle d'Ivry – la Fraternelle), offering tax-advantaged retirement savings.· banking
2023
Launched Cashbee Pro, a B2B cash management product offering comptes à terme (fixed-term deposits) for corporate treasurers via Wormser Frères and CFCAL.· banking
2024
Opened developer API platform (developers.cashbee.fr) enabling partners to distribute Cashbee financial products via Consumer and Business APIs.· pivot
Regulated entities
2
regulatory licences held by Cashbee
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Cashbee’s embedded-finance stack
Banking / BaaS
Treezor
Insurance
in the full report
Open banking
in the full report
Investing
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.