← Embedded Finance Index 2026/Vendor

nbkc bank

Provider
BaaSSponsor BankCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 11 companies across 3 categories.

nbkcbank.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Sponsor Bank, Card Issuing
Rank#42 of 322 in BaaS
Buyers11 companies
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Who uses nbkc bank
11 companies disclose nbkc bank in their stack
GustoSpiralBettermentAcornsStarshipBellaTiltOJOEnvelGusto WalletWysh
Buyer mix · 11 of 11 classified
Fintech / Consumer banking · 2Horizontal SaaS / HR & Payroll · 2Fintech / Insurtech · 1Fintech / Investment · 1Fintech / Neobank · 1Logistics / Autonomous Delivery · 1Vertical SaaS / Banking Engagement · 1Vertical SaaS / Education (Cosmetology & Barber Schools) · 1
US · 8UK · 1
What the disclosures say
Gusto
“Gusto Wallet page states: 'Banking services provided by nbkc bank, Member FDIC.' Modern Treasury publicly lists Gusto as a customer (known_customer_listings).”
Spiral
“nbkc bank publicly lists Spiral as a customer at https://www.bankingembedded.com/companies/spiral (TIER 1 known_customer_listing).”
View source · bankingembedded.com ↗
Betterment
“betterment.com/important-betterment-disclosures: 'Checking accounts and the Betterment Visa Debit Card provided by and issued by nbkc bank, Member FDIC.' Betterment Financial LLC is the operator; nbkc bank is the chartered bank behind the product.”
Acorns
“Acorns banking page (acorns.com/banking): 'Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders.' Footer across multiple pages: 'The Acorns Early card is issued by nbkc Bank, Member FDIC, pursuant to license by Visa, and Community Federal Savings Ban…”
Bella
“nbkc bank publicly lists Bella as a customer at https://www.bankingembedded.com/companies/bella — TIER 1 known_customer_listing. nbkc bank is a well-known BaaS / embedded banking sponsor bank.”
View source · bankingembedded.com ↗
Tilt
“tilt.com/legal lists 'nbkc bank Consumer Deposit Agreement', 'Tilt FBO AutoSave Account Agreement', 'Tilt Debit Card Fees', and 'Tilt Debit Card Perks Program Rules'. openbankingtracker.com/embedded-finance/helix-by-q2 publicly lists Tilt as a Helix by Q2 customer (TIER 1 authoritative).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent nbkc bank? Claim this profile above to unlock your own full list.
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Alternatives to nbkc bank

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #42 of 322 in BaaS — Embedded Finance Index 2026
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