Bank tracked in the Embedded Finance Index. Named by 11 companies, most often as their banking-as-a-service.
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11 companies name nbkc bank in their stack. The most common role is banking-as-a-service (9). A company can use the same bank for more than one thing.
nbkc started life in 1999 as Horizon National Bank, a national online mortgage lender out of Kansas. Renamed National Bank of Kansas City (2004) and then nbkc (2015), it broadened from mortgages into consumer online banking and Kansas City commercial banking. Over the last decade nbkc has become one of the more visible small-bank BaaS sponsors, hosting a fintech accelerator (2018) and sponsoring fintech programs with FBO/custodial accounts, debit cards, wallet provisioning, and — via Interchecks (2025) — instant push-to-card payouts. It remains privately owned by Ameri-National Corporation.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/nbkc-bank/install" width="1" height="1" alt="" style="display:none">11 companies disclose nbkc bank in their stack in the Embedded Finance Index 2026, including Gusto, Spiral, Betterment, Acorns, Starship, Bella, Tilt, OJO, Envel, Gusto Wallet and 1 other.
nbkc bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (9), sponsor bank (7) and card issuer (2).
The most-disclosed BaaS alternatives to nbkc bank are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (57 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
nbkc bank is founded in 1999 and headquartered in Overland Park, Kansas, USA (operations in Kansas City, Missouri).
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