← Embedded Finance Index 2026/Vendor

Mastercard Open Banking

Provider
Open BankingKYCUnified Payroll/HRIS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 12 companies across 3 categories.

finicity.com ↗
CategoriesOpen Banking, KYC, Unified Payroll/HRIS
Rank#10 of 74 in Open Banking
Buyers12 companies
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Who uses Mastercard Open Banking
12 companies disclose Mastercard Open Banking in their stack
Facet WealthFundingshieldFintech AutomationFunnelAmazon BusinessTruewindJet SuretyRho Business BankingShamrock Trading CorporationSwbcRhoZillow Home Loans
Buyer mix · 12 of 12 classified
Fintech / Insurtech · 2Fintech / SMB banking · 2Fintech / Fraud Prevention & Compliance · 1Fintech / Investment · 1Fintech / Lending · 1Horizontal SaaS / Accounting · 1Infrastructure / BaaS · 1Marketplace / Two-sided · 1
US · 12
What the disclosures say
Jet Surety
“Mastercard Open Banking is used for financial data verification in bond underwriting (fraud reduction context), but this is classified under open banking rather than KYC.”
Zillow Home Loans
“Additionally, the DNS TXT records for zillowhomeloans.com contain 'finicity_partner_id:2445583797744', 'finicity_partner_id:2445583837706', and 'finicity_partner_id:zillowhomeloans.com' — Finicity (now Mastercard Open Banking) is an open banking / income verification provider, and DNS domain verification records are TI…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Mastercard Open Banking? Claim this profile above to unlock your own full list.
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Alternatives to Mastercard Open Banking

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid216 buyers →Salt Edge52 buyers →GoCardless44 buyers →TrueLayer39 buyers →Tink36 buyers →Yapily35 buyers →Powens19 buyers →Open Finance Brasil17 buyers →
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Ranked #10 of 74 in Open Banking — Embedded Finance Index 2026
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