ApideckTape
← Embedded Finance Index 2026/Vendor

Mastercard Open Banking

Provider
Open BankingKYCUnified Payroll/HRIS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 18 companies across 3 categories.

finicity.com ↗
CategoriesOpen Banking, KYC, Unified Payroll/HRIS
Rank#10 of 89 in Open Banking
Buyers18 companies

Claim this profile. Work at Mastercard Open Banking? Verify your work email to unlock the full buyer list.

Who uses Mastercard Open Banking
18 companies disclose Mastercard Open Banking in their stack
Facet WealthFundingshieldFintech AutomationFunnelSaxo BankAmazon BusinessTruewindJet Surety17hatsSyncteraRho Business BankingShamrock Trading Corporation+6 more
Buyer mix · 18 of 18 classified
Fintech / Insurtech · 2Fintech / Investment · 2Fintech / SMB banking · 2Infrastructure / BaaS · 2Fintech / Fraud Prevention & Compliance · 1Fintech / Lending · 1Horizontal SaaS / Accounting · 1Horizontal SaaS / SMB CRM · 1
US · 17EU · 1
What the disclosures say
Jet Surety
“Mastercard Open Banking is used for financial data verification in bond underwriting (fraud reduction context), but this is classified under open banking rather than KYC.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Mastercard Open Banking? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Mastercard Open Banking’s disclosed buyers are headquartered. Represent Mastercard Open Banking? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Alternatives to Mastercard Open Banking

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge60 buyers →GoCardless57 buyers →MX56 buyers →Tink43 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →
Share this rank

An embeddable badge for Mastercard Open Banking’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #10 of 89 in Open Banking — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/mastercard-open-banking?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/mastercard-open-banking.svg"
       alt="Ranked #10 of 89 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/mastercard-open-banking/install" width="1" height="1" alt="" style="display:none">

Mastercard Open Banking — frequently asked

Which companies use Mastercard Open Banking?

18 companies disclose Mastercard Open Banking in their stack in the Embedded Finance Index 2026, including Facet Wealth, Fundingshield, Fintech Automation, Funnel, Saxo Bank, Amazon Business, Truewind, Jet Surety, 17hats, Synctera and 2 others.

What does Mastercard Open Banking do?

Mastercard Open Banking is an embedded-finance provider in Open Banking, KYC and Unified Payroll/HRIS. It ranks #10 of 89 Open Banking providers by disclosed buyers.

What are the alternatives to Mastercard Open Banking?

The most-disclosed Open Banking alternatives to Mastercard Open Banking are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Mastercard Open Banking and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Mastercard Open Banking and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.