← Embedded Finance Index 2026

Shamrock Trading Corporation

Can a transportation-services holding company build a fully embedded financial-services stack — factoring, fuel, insurance, trade finance, and software — that locks in carriers and shippers as captive customers?

Founded1986
HQOverland Park, KS, United States
IndustryVertical SaaS / Transportation & Logistics
The story

Shamrock Trading Corporation began in 1986 as a transportation services company and has since evolved into a diversified holding company spanning logistics, fintech-adjacent financial services, and SaaS. Its RTS brand expanded from freight brokerage into multi-industry invoice factoring, fuel discounts, equipment financing, and insurance — embedding financial services directly into the transportation supply chain. RTS International extended this into international trade finance for exporters. The company remains privately held and continues to grow its family of brands organically.

Last 12 months
2024-08
Product timeline
1986
Shamrock Trading Corporation founded, establishing the core transportation and logistics business.· pivot
2000
RTS Financial established as a factoring and freight finance brand under Shamrock Trading Corporation.· lending
2010
RTS International launched to provide trade finance and export funding solutions.· lending
2015
ProTransport trucking software launched to serve fleet management needs.· pivot
The stack
3 layers disclosed in Shamrock Trading Corporation’s embedded-finance stack
Lending
Invoice factoring (multi-industry)Equipment financingInternational trade finance / export fundingAccounts receivable funding
Open banking
in the full report
Unified APIs
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.