Infrastructure bank tracked in the Embedded Finance Index. Named by 3 companies, most often as their fx & payouts. Sells embedded finance as Column.
Claim this profile. Work at Column Bank? Verify your work email to unlock the full buyer list.
3 companies name Column Bank in their stack. The most common role is fx & payouts (2). A company can use the same bank for more than one thing. Compare it with what Column Bank says it sells, below.
Column presents itself as a nationally chartered bank built for developers to build and fund financial products. Its argument is vertical integration: it runs its own hardware with direct connections to the Fed, TCH and Swift, so builders don't depend on middleware.
“We run our own dedicated hardware that connects to the Federal Reserve, TCH, and Swift to give you granular control and freedom from vendors and middleware.”column.com ↗
Column was founded in 2021 by ex-Plaid co-founder William Hockey and Annie Hockey after acquiring a small nationally chartered bank (Northern California National Bank). The thesis: eliminate the middleware layer between fintechs and banks by being both the bank AND the software company. Unlike Unit, Synctera, or Treasury Prime (which sit on top of partner banks), Column holds its own OCC national bank charter and connects directly to the Federal Reserve. In 2025 they expanded from pure banking/payments infrastructure into a full-stack credit platform — originating loans, providing capital, and integrating credit with payments/deposits/cards.
Other banks named for FX / Payouts in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Column Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/column-bank?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/column-bank.svg"
alt="Ranked #70 of 179 in FX / Payouts — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/column-bank/install" width="1" height="1" alt="" style="display:none">3 companies are linked to Column Bank in the Embedded Finance Index 2026, through their own public disclosures or Column Bank's published customer list, including Affiniti, Lili and Lili Bank.
Column Bank is a infrastructure bank. Companies in the Embedded Finance Index 2026 name it as their fx & payouts (2) and sponsor bank (1).
Yes, as Column. Column presents itself as a nationally chartered bank built for developers to build and fund financial products. Its argument is vertical integration: it runs its own hardware with direct connections to the Fed, TCH and Swift, so builders don't depend on middleware.
The most-named FX / Payouts alternatives to Column Bank are Banking Circle (12 buyers), JPMorgan (7 buyers), Deutsche Bank (4 buyers), Citi (3 buyers), Citibank (2 buyers) and ClearBank (2 buyers).
Column Bank was founded by William Hockey and Annie Hockey and is founded in 2021, headquartered in San Francisco, CA, United States.
Get a read on where your own stack stands against Column Bank and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.