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← Embedded Finance Index 2026/Vendor

SEPA

Provider
PSPFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 2 categories.

sepa.com ↗
CategoriesPSP, FX / Payouts
Rank#110 of 538 in PSP
Buyers6 companies

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Who uses SEPA
6 companies disclose SEPA in their stack
ClearBankPKO Bank PolskiCellpointWealthyhoodWealthyhood EuropePayabl
Buyer mix · 6 of 6 classified
Fintech / Investment · 2Infrastructure / Payments · 2Bank / National · 1Infrastructure / BaaS · 1
EU · 4UK · 1
What the disclosures say
PKO Bank Polski
“Self-clears FX via SWIFT/SEPA plus its own foreign branches (Germany, Czech Republic, Slovakia, Romania). iPKO dealer is an in-house FX platform.”
Wealthyhood
“Deposits & withdrawals help centre page lists SEPA, Visa/Mastercard cards, Apple Pay and Google Pay as funding methods.”
Wealthyhood Europe
“Help Centre: 'Bank Transfer (SEPA), Card Payment (Visa or Mastercard debit), Mobile Wallets (Apple Pay and Google Pay)' for funding deposits.”
Payabl
“Payabl's payouts page lists Visa Direct, Mastercard Send, SEPA/SEPA Instant, SWIFT, and FPS as payout rails, with multi-currency support across 30+ currencies.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent SEPA? Claim this profile above to unlock your own full list.
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Alternatives to SEPA

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe783 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →checkout59 buyers →Braintree57 buyers →
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An embeddable badge for SEPA’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #110 of 538 in PSP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/sepa?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/sepa.svg"
       alt="Ranked #110 of 538 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/sepa/install" width="1" height="1" alt="" style="display:none">

SEPA — frequently asked

Which companies use SEPA?

6 companies disclose SEPA in their stack in the Embedded Finance Index 2026, including ClearBank, PKO Bank Polski, Cellpoint, Wealthyhood, Wealthyhood Europe and Payabl.

What does SEPA do?

SEPA is an embedded-finance provider in PSP and FX / Payouts. It ranks #110 of 538 PSP providers by disclosed buyers.

What are the alternatives to SEPA?

The most-disclosed PSP alternatives to SEPA are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

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