← Embedded Finance Index 2026/Vendor

SEPA

Provider
PSPFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 2 categories.

sepa.com
CategoriesPSP, FX / Payouts
Rank#98 of 498 in PSP
Buyers6 companies
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Who uses SEPA
6 companies disclose SEPA in their stack
ClearBankPKO Bank PolskiCellpointWealthyhoodWealthyhood EuropePayabl
Buyer mix · 6 of 6 classified
Fintech / Investment · 2Infrastructure / Payments · 2Bank / National · 1Infrastructure / BaaS · 1
EU · 4UK · 1
What the disclosures say
PKO Bank Polski
Self-clears FX via SWIFT/SEPA plus its own foreign branches (Germany, Czech Republic, Slovakia, Romania). iPKO dealer is an in-house FX platform.
Wealthyhood
Deposits & withdrawals help centre page lists SEPA, Visa/Mastercard cards, Apple Pay and Google Pay as funding methods.
Wealthyhood Europe
Help Centre: 'Bank Transfer (SEPA), Card Payment (Visa or Mastercard debit), Mobile Wallets (Apple Pay and Google Pay)' for funding deposits.
Payabl
Payabl's payouts page lists Visa Direct, Mastercard Send, SEPA/SEPA Instant, SWIFT, and FPS as payout rails, with multi-currency support across 30+ currencies.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent SEPA? Claim this profile above to unlock your own full list.
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Alternatives to SEPA

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe694 buyersAdyen256 buyersPayPal134 buyersCheckout.com110 buyersWorldpay78 buyersMollie56 buyersBraintree52 buyersPix50 buyers
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Ranked #98 of 498 in PSP — Embedded Finance Index 2026
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