New rails for moving money across borders: FX, payouts, remittances and stablecoin settlement.
| # | Company | Stage | Raised | Embeds |
|---|---|---|---|---|
| 1 | Stablecoin cross-border FX infrastructure · United States · founded 2024 | Series A 2026 | $117M | Money movementBanking / BaaSLedgerFX & payouts |
| 2 | Stablecoin-native neobank and financial OS · Comoros (operational HQ; also registered in Seychelles and Cayman Islands) · founded 2023 | Series A 2026 | $90M | Money movementCard networkSponsor bankCrypto+2 |
| 3 | Stablecoin-orchestrated cross-border payments · Inc.); also entities in Canada and Brazil · founded 2021 | Series A 2025 | $53M | Money movementBanking / BaaSKYCInvesting |
| 4 | Cross-border payments into Africa · Toronto) · founded 2021 | Series A 2024 | $50M | Banking / BaaS |
| 5 | Cross-border payroll for maritime workers · London) · founded 2021 | Series A 2024 | $48.5M | Payments / PSPBanking / BaaSCard issuingFX & payouts |
| 6 | Bank infrastructure for AI agents · United States · founded 2022 | Series A 2026 | $48M | Money movementLendingFX & payoutsCrypto+1 |
| 7 | Enterprise stablecoin treasury and settlement · UK · founded 2025 | Series A 2026 | $48M | Money movementKYCSponsor bankCrypto |
| 8 | Regulated stablecoin issuance and custody · USA · founded 2023 | Series A 2025 | $39.6M | Payments / PSPBanking / BaaSLedgerCrypto+1 |
| 9 | Global payroll, EOR, and embedded finance platform · USA · founded 2022 | Series A 2025 | $31M | Payments / PSPMoney movementBanking / BaaSSponsor bank+2 |
| 10 | Asia-Pacific treasury operating system · Singapore · founded 2021 | Series A 2025 | $27M | Payments / PSPMoney movementBanking / BaaSCard issuing+5 |
| 11 | Stablecoin-native payments infrastructure · UK · founded 2020 | Seed 2025 | $22M | Payments / PSPMoney movementKYCFX & payouts+1 |
| 12 | Cross-border banking for African businesses · Canada) · founded 2022 | Series A 2025 | $14M | Payments / PSPMoney movementBanking / BaaSCard issuing+3 |
| 13 | Real-time payments and stablecoin settlement infrastructure · Uruguay (with US presence in New York) · founded 2022 | Series A 2026 | $13.5M | Payments / PSPFX & payoutsCrypto |
| 14 | Emerging market cross-border payments rail · USA · founded 2018 | Seed 2024 | $6.5M | Payments / PSPBanking / BaaSFX & payoutsAccounting |
| 15 | Cross-border payments for Indian MSMEs · India · founded 2023 | Seed 2024 | $5M | Payments / PSPBanking / BaaSLendingUnified APIs+2 |
| 16 | Blockchain FX infrastructure for remittances · United States · founded 2019 | Seed 2024 | $3M | Crypto |
| 17 | Crypto money app and Visa cards · United States · founded 2022 | Series A 2026 | — | Money movementCard networkSponsor bankCrypto |
| 18 | Financial OS for Indian exporters · India · founded 2022 | Series A 2025 | — | Payments / PSPMoney movementBanking / BaaSFX & payouts+1 |
| 19 | Multi-currency international payments app · UK · founded 2023 | Series A 2024 | — | Payments / PSPBanking / BaaSCard networkFX & payouts |
All 19 that qualify, by total raised. Qualifying means founded in 2018 or later, a pre-seed, seed or Series A round in 2024or later, at most $250M raised, and at least one financial product embedded in the stack. Funding is as reported in each company’s dossier; descriptions are written from the dossier. Click a company for what it embeds and who powers it.