“Can a PA-CB licensed Indian fintech become the default cross-border payments rail for India's MSMEs, freelancers, and the platforms that serve them?”
Founded 2023 by former bankers to simplify cross-border payments for India's MSMEs and freelancers. Originally operated under RBI's OPGSP framework via YES Bank partnership; secured PA-CB in-principle authorisation in 2025 and final RBI PA-CB authorisation for both inward and outward cross-border categories. Launched XPI (white-label cross-border payments infrastructure) in October 2025, expanding from direct MSME offering to also serve platforms via API/embedded model.