“Can a compliance-first API layer bridge local fiat clearing networks with stablecoin rails to become the default cross-border money movement infrastructure for emerging markets?”
Founded in 2022 in Uruguay by a team with deep fintech roots (reportedly ex-dLocal), Infinia began as a real-time payments infrastructure provider for Latin America. The company pivoted from a traditional payment rails focus to become a hybrid infrastructure layer that bridges local fiat clearing networks (PIX, SPEI, Transferencias 3.0) with digital asset/stablecoin rails — positioning itself as the compliance-first API layer for cross-border money movement in emerging markets. The 2026 Series A and Open Standard partnership mark a clear push into programmable stablecoin settlement as a core product.
Infinia processes payments through Infinia (self-operated).
Infinia uses Infinia (self-operated) for FX and cross-border payouts.
Infinia's crypto products run on Open Standard.
The Embedded Finance Index 2026 maps 3 layers in Infinia's stack: Payments / PSP (Infinia (self-operated)); FX & payouts (Infinia (self-operated)); Crypto (Open Standard).
Infinia is founded in 2022 and headquartered in Montevideo, Uruguay (with US presence in New York).
Infinia has raised $13.5M+ in total (latest round: Series A, July 2026).
Get a read on where your own stack stands against Infinia and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.