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← Embedded Finance Index · Category
✦ PAY

Best Embedded Payroll & Earned Wage Access (EWA) Providers 2026

Embedded payroll engines plus earned-wage-access providers shipped inside vertical SaaS, neobank, and HR platforms.

16
Unique providers
178
Buyer disclosures
6563
Companies analyzed
Full ranking

Every payroll provider in the dataset

2
21 · 0%
3
16 · 0%
4
9 · 0%
5
7 · 0%
6
4 · 0%
7
4 · 0%
8
3 · 0%
9
3 · 0%
10
2 · 0%
13
2 · 0%
14
2 · 0%
15
2 · 0%
16
2 · 0%
+ 6 more payroll providers
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Regional breakdown

Payroll & EWA leaders by region

US
2446 companies
8
EU
1157 companies
5Liantis
1
UK
655 companies
2Pento
1
4Deel
1
1
LATAM
553 companies
2Pontomais
1
3Somapay
1
4Bankly
1
5VR Benefícios
1
APAC
546 companies
3PayPay Paycheck
1
4Request Finance
1
5MoMo Payroll API
1
Africa
457 companies
1Valu Business
1
Other
332 companies
MENA
218 companies
1STC Bank
1
2ADIB Payroll Services
1
Canada
199 companies
1
Browse other categories
Banking-as-a-ServiceSponsor BanksCard IssuingCard NetworksPayments / PSPsEmbedded PaymentsFinancial Data ConnectivityLending & LiquidityEmbedded InsuranceFX & Cross-Border PayoutsKYC / KYB & IdentityEmbedded TaxAccounting ConnectorsTransaction EnrichmentEmbedded Crypto & StablecoinsTreasury ManagementLedger InfrastructureAccounts ReceivableSpend Management & AP
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By theApideck research team— the unified API platform behind this leaderboard.