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← Embedded Finance Index 2026/Vendor

Total Merchant Concepts

Provider
PSPPayroll

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

totalmerchantconcepts.com ↗
CategoriesPSP, Payroll
Rank#355 of 528 in PSP
Buyers2 companies

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Who uses Total Merchant Concepts
2 companies disclose Total Merchant Concepts in their stack
Red Canoe Credit UnionWSECU
What the disclosures say
Red Canoe Credit Union
“redcanoecu.com/business-tools: 'Red Canoe partners with Total Merchant Concepts, Inc.”
WSECU
“WSECU partners with Total Merchant Concepts (TMC) for merchant payment processing services including POS/terminal payments, mobile processing via SwipeSimple and Clover Flex.”
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Alternatives to Total Merchant Concepts

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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An embeddable badge for Total Merchant Concepts’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #355 of 528 in PSP — Embedded Finance Index 2026
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Total Merchant Concepts — frequently asked

Which companies use Total Merchant Concepts?

2 companies are linked to Total Merchant Concepts in the Embedded Finance Index 2026, through their own public disclosures or Total Merchant Concepts's published customer list, including Red Canoe Credit Union and WSECU.

What does Total Merchant Concepts do?

Total Merchant Concepts is an embedded-finance provider in PSP and Payroll. It ranks #355 of 528 PSP providers by linked companies.

What are the alternatives to Total Merchant Concepts?

The most-named PSP alternatives to Total Merchant Concepts are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

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