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ADP

Provider
PayrollUnified Payroll/HRIS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 12 companies across 2 categories.

adp.com ↗Also analysed as a company — its own stack →
CategoriesPayroll, Unified Payroll/HRIS
Rank#5 of 34 in Payroll
Buyers12 companies
HeadquartersRoseland, New Jersey, USA
Founded1949

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Founders & story · from ADP’s own dossier

ADP began as a manual payroll processor in 1949 and grew into the dominant US payroll outsourcer, paying 1 in 6 American workers. Its embedded finance evolution centers on two flanks: ADP Marketplace (2015) opened the company to third-party HR/fintech integrations, and ADP Embedded Payroll repositioned ADP as an infrastructure provider to SaaS platforms that want payroll-as-a-feature — competing directly with Check, Gusto Embedded, and Salsa. CashFlow Central added embedded SMB bill-pay and invoicing inside RUN, signaling ADP's intent to own more of the small-business financial OS, not just payroll.

Latest round: Public (NASDAQ: ADP)
Full dossier: ADP’s own stack, layer by layer →
Who uses ADP
12 companies disclose ADP in their stack
WorkWaveCaesars EntertainmentStation CasinosPayactivCaesarsCampfireFirst Hawaiian BankDev OSDentalTEAM SoftwareAlloy AutomationDellMeevo
Buyer mix · 12 of 12 classified
Bank / Community · 1E-commerce / Platform · 1Fintech / Earned Wage Access · 1Horizontal SaaS / Accounting · 1Hospitality / Casino Gaming · 1Hospitality / Gaming & Casinos · 1Hospitality / SaaS · 1Infrastructure / iPaaS (Embedded Integrations) · 1
US · 10UK · 1
What the disclosures say
WorkWave
“Sub-processor list names 'ADP, Inc.' for payroll processing and HR administration.”
Caesars Entertainment
“ADP Media Center press release (mediacenter.adp.com/2017-10-09-Caesars-Entertainment-Turns-to-ADP...) explicitly names Caesars Entertainment adopting ADP Comprehensive Outsourcing Services and ADP Vantage HCM for payroll and time & attendance for ~60,000 employees.”
Station Casinos
“stationcasinosinfo.com/payroll-mysclife/ states: 'Log into your secure MySCLife dashboard to access ADP and view paystubs and W2s.”
Payactiv
“Payactiv is itself the EWA provider, integrating with payroll systems (ADP, Paychex, Paycor, UKG) to read earned-wage data.”
Caesars
“ADP Media Center press release October 9, 2017: 'Caesars Entertainment Turns to ADP to Support Growth, Improve Operational Efficiencies and Reduce Compliance Risk' — Caesars adopted ADP Vantage HCM for integrated payroll and time & attendance for ~60,000 employees, replacing ~30 disparate systems.”
Campfire
“Campfire's integrations directory lists Finch as the universal payroll aggregator; Gusto integration explicitly notes it 'syncs to Campfire via Finch.' ADP and Rippling payroll integrations also disclosed.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ADP? Claim this profile above to unlock your own full list.
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What ADP runs on · from its own dossier
The third-party providers ADP itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose ADP.
BaaS
Fifth Third BankPathward
Card Issuing
Fifth Third Bank
EWA
ZayZoon
Spend / AP
Ramp
Full dossier with evidence for each layer →
Alternatives to ADP

Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Gusto Embedded50 buyers →Check25 buyers →Remote16 buyers →Salsa16 buyers →Stripe8 buyers →Toku4 buyers →RazorpayX Payroll3 buyers →Rippling3 buyers →
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Ranked #5 of 34 in Payroll — Embedded Finance Index 2026
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ADP — frequently asked

Which companies use ADP?

12 companies disclose ADP in their stack in the Embedded Finance Index 2026, including WorkWave, Caesars Entertainment, Station Casinos, Payactiv, Caesars, Campfire, First Hawaiian Bank, Dev OSDental, TEAM Software, Alloy Automation and 2 others.

What does ADP do?

ADP is an embedded-finance provider in Payroll and Unified Payroll/HRIS. It ranks #5 of 34 Payroll providers by disclosed buyers.

What are the alternatives to ADP?

The most-disclosed Payroll alternatives to ADP are Gusto Embedded (50 buyers), Check (25 buyers), Remote (16 buyers), Salsa (16 buyers), Stripe (8 buyers) and Toku (4 buyers).

Where is ADP headquartered?

ADP is founded in 1949 and headquartered in Roseland, New Jersey, USA.

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