Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 13 companies across 2 categories.
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ADP began as a manual payroll processor in 1949 and grew into the dominant US payroll outsourcer, paying 1 in 6 American workers. Its embedded finance evolution centers on two flanks: ADP Marketplace (2015) opened the company to third-party HR/fintech integrations, and ADP Embedded Payroll repositioned ADP as an infrastructure provider to SaaS platforms that want payroll-as-a-feature — competing directly with Check, Gusto Embedded, and Salsa. CashFlow Central added embedded SMB bill-pay and invoicing inside RUN, signaling ADP's intent to own more of the small-business financial OS, not just payroll.
Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/adp/install" width="1" height="1" alt="" style="display:none">13 companies are linked to ADP in the Embedded Finance Index 2026, through their own public disclosures or ADP's published customer list, including WorkWave, Caesars Entertainment, Station Casinos, Payactiv, Caesars, Campfire, First Hawaiian Bank, Dev OSDental, TEAM Software, Alloy Automation and 2 others.
ADP is an embedded-finance provider in Payroll and Unified Payroll/HRIS. It ranks #5 of 33 Payroll providers by linked companies.
The most-named Payroll alternatives to ADP are Gusto Embedded (50 buyers), Check (26 buyers), Remote (16 buyers), Salsa (16 buyers), Stripe (8 buyers) and Toku (4 buyers).
ADP is founded in 1949 and headquartered in Roseland, New Jersey, USA.
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