← Embedded Finance Index 2026/Vendor

Paychex

Provider
Unified Payroll/HRISPayroll

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

paychex.comAlso analysed as a company — its own stack →
CategoriesUnified Payroll/HRIS, Payroll
Rank#16 of 34 in Payroll
Buyers3 companies
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Who uses Paychex
3 companies disclose Paychex in their stack
PayactivCareSmartz360Crossover
Buyer mix · 3 of 3 classified
Fintech / Earned Wage Access · 1Marketplace / Gig economy · 1Vertical SaaS / Healthcare · 1
US · 3
What the disclosures say
Payactiv
Payactiv is itself the EWA provider, integrating with payroll systems (ADP, Paychex, Paycor, UKG) to read earned-wage data.
CareSmartz360
Integrations page names Paychex Flex ('submit gross wages from CareSmartz360 and process checks or automatic deposits') and Viventium ('streamline Payroll and HR processes for home care agencies'), plus Tapcheck for on-demand pay ('cost-free way to allow the caregivers to request on-demand payroll advances').
Crossover
support.crossover.com confirms Payoneer and Paychex as the only two payment platforms used for contractor payouts.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Paychex? Claim this profile above to unlock your own full list.
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Alternatives to Paychex

Other Payroll providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

gusto29 buyersCheck18 buyersRemote16 buyersSalsa16 buyersGusto Embedded15 buyersADP8 buyersStripe8 buyersToku4 buyers
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Ranked #16 of 34 in Payroll — Embedded Finance Index 2026
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