← Embedded Finance Index 2026/Vendor

Payrix

Provider

PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 1 category.

payrix.com ↗Also analysed as a company — its own stack →

CategoriesPSP
Rank#27 of 538 in PSP
Buyers15 companies
HeadquartersAtlanta, Georgia, United States

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Founders & story · from Payrix’s own dossier

Payrix started as an embedded payments infrastructure company on a mission to be the global leader in embedded payments for vertical software businesses. After acquisition by FIS, it was rebranded and integrated as 'Worldpay for Platforms,' extending beyond pure payment processing to a broader embedded finance stack. The addition of the Embedded Finance Engine (EFE) in 2025, powered by Parafin, marked Payrix's expansion from payments-only to working capital lending for its SaaS platform merchants.

Recent developments

2026-01Payrix Pro Resource Center updated PCI Compliance and Information Security documentation, indicating continued investment in compliance infrastructure under the Worldpay for Platforms brand. source ↗
2026-04Embedded Finance (EFE) documentation updated reflecting Merchant Working Capital powered by Parafin as the flagship embedded finance product. source ↗

Full dossier: Payrix’s own stack, layer by layer →

Who uses Payrix

15 companies disclose Payrix in their stack

Easy Storage Solutions Lightspeed DMS Storable Fiserv Worldpay fitDEGREE AccuLynx Track Core CARET TRACK Hospitality Software SimplePin storEDGE+3 more

Buyer mix · 15 of 15 classified

Vertical SaaS / Self-Storage · 3Infrastructure / Payments · 2Vertical SaaS / Hospitality · 2Horizontal SaaS / Accounting · 1Vertical SaaS / Construction · 1Vertical SaaS / Dealer Management (Powersports, Marine, RV, Trailer, OPE, Golf) · 1Vertical SaaS / Fitness · 1Vertical SaaS / Fitness & Wellness · 1

US · 11 Canada · 2 UK · 1

What the disclosures say

Easy Storage Solutions

“Payrix Sub-Merchant Agreement hosted at storageunitsoftware.com/payrix_terms describes Payrix as the cloud-based payment system serving as processing channel with Bank and Processor for card transactions and as Third Party Sender for ACH.”

Lightspeed DMS

“By employing Global Payments' Payrix Pro technology'.”

Storable

“storable.com/privacy/payrix-terms-of-service hosts the Payrix sub-merchant agreement (Payrix acts as processor/Third Party Sender for Storable Payments). storable.com/resources/integration/sitelink-merchant-services lists SLMS as SiteLink's own card processing. storable.com/resources/integration/openedge lists OpenEdge…”

Worldpay

“Worldpay for Platforms (formerly Payrix) is the embedded payments arm for SaaS platforms.”

fitDEGREE

“Worldpay for Platforms customer page: 'How Payrix Pro gave fitDEGREE strength to compete' + fitDEGREE's own podcast press release naming Payrix as their embedded payments partner via iFrames.”

AccuLynx

“AccuLynx privacy policy explicitly states: 'We use the third-party Payrix to manage payments.' AccuPay is the AccuLynx-branded payment product offering ACH, credit, and debit acceptance with next-day funding, integrated into the CRM.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Payrix? Claim this profile above to unlock your own full list.

What Payrix runs on · from its own dossier

The third-party providers Payrix itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Payrix.

Lending

Parafin

Full dossier with evidence for each layer →

Alternatives to Payrix

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe783 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →checkout59 buyers →Braintree57 buyers →

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Payrix — frequently asked

Which companies use Payrix?

15 companies disclose Payrix in their stack in the Embedded Finance Index 2026, including Easy Storage Solutions, Lightspeed DMS, Storable, Fiserv, Worldpay, fitDEGREE, AccuLynx, Track Core, CARET, TRACK Hospitality Software and 2 others.

What does Payrix do?

Payrix is an embedded-finance provider in PSP. It ranks #27 of 538 PSP providers by disclosed buyers.

What are the alternatives to Payrix?

The most-disclosed PSP alternatives to Payrix are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Where is Payrix headquartered?

Payrix is headquartered in Atlanta, Georgia, United States.

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