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Synctera

Provider
BaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 20 companies across 2 categories.

synctera.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Card Issuing
Rank#21 of 340 in BaaS
Buyers20 companies
HeadquartersPalo Alto, California, USA
Founded2020
FoundersPeter Hazlehurst, Dominik Weisserth, Kris Hansen

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Founders & story · from Synctera’s own dossier

Synctera launched in 2020 as a matchmaker and shared-infrastructure layer between fintechs and community/regional sponsor banks, distinct from BaaS peers that tied programs to a single bank. It expanded from accounts and debit cards into credit (Line of Credit), payments orchestration (SyncteraPay), and Canada. Following broader BaaS-market turmoil, it acquired Cable to bring automated compliance testing in-house and has repositioned around 'orchestration, control, observability' for sponsor banking rather than pure API infrastructure.

Latest round: Series A1, $15M
Recent developments
  • 2026Chris Mayor named CTO. source ↗
  • 2025Acquired Cable, a compliance-testing platform for banks and fintechs. source ↗
  • 2023-12-01Launched an embedded banking platform in Canada. source ↗
  • 2026-04-17Acquired Cable, a compliance control-testing platform used by sponsor banks to verify fintech partners' regulatory adherence. source ↗
Acquisitions
Cable2025
Automated compliance testing platform for banks and fintechs, folded into Synctera's risk & compliance stack.
Full dossier: Synctera’s own stack, layer by layer →
Who uses Synctera
20 companies disclose Synctera in their stack
ZenotiNational Bank of CanadaResetAccordia BankCommunityRegent BankTipHausRubyOneFruitfulBTG PactualPlayers Health+8 more
Buyer mix · 20 of 20 classified
Bank / Community · 3Fintech / Consumer banking · 3Bank / National · 2Bank / Sponsor · 1Fintech / Lending · 1Fintech / Neobank · 1Fintech / SMB banking · 1Horizontal SaaS / Messaging & Engagement · 1
US · 15Canada · 1LATAM · 1APAC · 1EU · 1UK · 1
What the disclosures say
Zenoti
“trust.zenoti.com/subprocessors lists Synctera. help.zenoti.com 'Zenoti Wallet and Smart Card Overview' describes a checking account issued through a 'trusted sponsor bank' for U.S. employees, with same-day tip payouts and a Smart Card — consistent with a Synctera-powered BaaS program.”
National Bank of Canada
“PYMNTS article explicitly names National Bank of Canada as Synctera's BaaS partner in Canada (March 2023).”
Reset
“The Synctera BaaS relationship covers deposit and card functionality.”
Accordia Bank
“Synctera publicly lists Accordia Bank as a customer on its own site, indicating Accordia Bank uses Synctera's BaaS platform.”
Community
“The IBS Intelligence hit referencing Synctera is about Synctera launching a community bank with a fintech partner — this is a Synctera press release about their own product, not about Community (community.com).”
Regent Bank
“Synctera publicly lists Regent Bank as a customer (synctera.com/customers — TIER 1).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Synctera? Claim this profile above to unlock your own full list.
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What Synctera runs on · from its own dossier
The third-party providers Synctera itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Synctera.
PSP
StripeWise
Sponsor Bank
Lineage Bank
Card Network
Mastercard
FX / Payouts
Wise
Open Banking
PlaidMastercard Open Bankingyodlee
Full dossier with evidence for each layer →
Alternatives to Synctera

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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Ranked #21 of 340 in BaaS — Embedded Finance Index 2026
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Synctera — frequently asked

Which companies use Synctera?

20 companies are linked to Synctera in the Embedded Finance Index 2026, through their own public disclosures or Synctera's published customer list, including Zenoti, National Bank of Canada, Reset, Accordia Bank, Community, Regent Bank, TipHaus, Ruby, One, Fruitful and 2 others.

What does Synctera do?

Synctera is an embedded-finance provider in BaaS and Card Issuing. It ranks #21 of 340 BaaS providers by linked companies.

What are the alternatives to Synctera?

The most-named BaaS alternatives to Synctera are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Who founded Synctera?

Synctera was founded by Peter Hazlehurst, Dominik Weisserth and Kris Hansen and is founded in 2020, headquartered in Palo Alto, California, USA.

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