← Embedded Finance Index 2026/Vendor

Synctera

Provider
BaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 17 companies across 2 categories.

synctera.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Card Issuing
Rank#24 of 322 in BaaS
Buyers17 companies
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Who uses Synctera
17 companies disclose Synctera in their stack
ZenotiNational Bank of CanadaResetCommunityRegent BankTipHausRubyOneFruitfulPlayers HealthEduFiBankprov+5 more
Buyer mix · 17 of 17 classified
Fintech / Consumer banking · 3Bank / Community · 2Bank / National · 1Bank / Sponsor · 1Fintech / Lending · 1Fintech / Neobank · 1Fintech / SMB banking · 1Horizontal SaaS / Messaging & Engagement · 1
US · 14Canada · 1APAC · 1EU · 1
What the disclosures say
Zenoti
“trust.zenoti.com/subprocessors lists Synctera. help.zenoti.com 'Zenoti Wallet and Smart Card Overview' describes a checking account issued through a 'trusted sponsor bank' for U.S. employees, with same-day tip payouts and a Smart Card — consistent with a Synctera-powered BaaS program.”
National Bank of Canada
“PYMNTS article explicitly names National Bank of Canada as Synctera's BaaS partner in Canada (March 2023).”
Reset
“The Synctera BaaS relationship covers deposit and card functionality.”
Community
“The IBS Intelligence hit referencing Synctera is about Synctera launching a community bank with a fintech partner — this is a Synctera press release about their own product, not about Community (community.com).”
Regent Bank
“Synctera publicly lists Regent Bank as a customer (synctera.com/customers — TIER 1).”
TipHaus
“The Synctera customer story also confirms money movement infrastructure for tip distribution.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Synctera? Claim this profile above to unlock your own full list.
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Alternatives to Synctera

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River54 buyers →Pathward48 buyers →Unit40 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #24 of 322 in BaaS — Embedded Finance Index 2026
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