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Lineage Bank

Sponsor bank
BaaSSponsor BankLendingCard Issuing

Sponsor bank tracked in the Embedded Finance Index. Named by 6 companies, most often as their sponsor bank.

lineagebank.com ↗
TypeSponsor bank
Used asSponsor bank, Banking-as-a-Service, Card issuer
Rank#45 of 199 in Sponsor Bank
Buyers6 companies
RegulatoryFDIC consent order 2024

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How companies use Lineage Bank

6 companies name Lineage Bank in their stack. The most common role is sponsor bank (4). A company can use the same bank for more than one thing.

Sponsor bank4
Banking-as-a-Service3
Card issuer1
Lending partner1
Lineage Bank’s APIs · from Open Banking Tracker

Open Banking Tracker has no developer portal on file for Lineage Bank. 2 aggregators connect to its accounts.

Reachable through
Mastercard Open Banking (formerly Finicity)Plaid
From Open Banking Tracker’s open dataset, record “Lineage Bank”. Full bank profile on Open Banking Tracker ↗
Regulatory status
FDIC consent order 2024.
Who uses Lineage Bank
6 companies disclose Lineage Bank in their stack
WayapayEdge FinanceSyncteraPapaya GlobalSincereGravystack
Buyer mix · 6 of 6 classified
Fintech / Consumer banking · 2Fintech / SMB banking · 1Horizontal SaaS / HR & Payroll · 1Infrastructure / BaaS · 1Vertical SaaS / Nonprofit & Advocacy · 1
US · 4UK · 1
What the disclosures say
Wayapay
“known_customer_listings: Lineage Bank publicly lists Wayapay as a customer at bankingembedded.com/companies/wayapay. wayapay.com states 'Waya is a financial technology company, not a bank.”
Edge Finance
“Lineage Bank publicly lists Edge Finance as a customer at bankingembedded.com/companies/edge-finance (TIER 1 known_customer_listing).”
Synctera
“The T-Minus10 cardholder terms confirm a Mastercard debit card issued by Lineage Bank on the Synctera platform.”
Sincere
“bankingembedded.com lists Lineage Bank as having Sincere as a customer, indicating a banking relationship with Lineage Bank.”
Gravystack
“Gravystack Privacy Policy at assets.gravystack.com states: 'The accounts and debit card is offered by Synapse Financial Technologies, Inc., and is offered through the App and Website.' bankingembedded.com lists American Bank, Lineage Bank, and First Horizon Bank as associated partner banks for Gravystack.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Lineage Bank? Claim this profile above to unlock your own full list.
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Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust100 buyers →Sutton Bank64 buyers →Cross River63 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for Lineage Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #45 of 199 in Sponsor Bank — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/lineage-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/lineage-bank.svg"
       alt="Ranked #45 of 199 in Sponsor Bank — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/lineage-bank/install" width="1" height="1" alt="" style="display:none">

Lineage Bank — frequently asked

Which companies use Lineage Bank?

6 companies are linked to Lineage Bank in the Embedded Finance Index 2026, through their own public disclosures or Lineage Bank's published customer list, including Wayapay, Edge Finance, Synctera, Papaya Global, Sincere and Gravystack.

What do fintechs use Lineage Bank for?

Lineage Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (4), banking-as-a-service (3) and card issuer (1).

Has Lineage Bank faced regulatory action?

Yes: FDIC consent order 2024.

What are the alternatives to Lineage Bank?

The most-named Sponsor Bank alternatives to Lineage Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

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