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Ozone Api

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“Can a single standards-based platform become the global infrastructure layer through which every bank and regulator delivers compliant and commercially viable open banking APIs?”

Founded2017
HQLondon, United Kingdom
Total raised$11.2M
Latest roundSeries A
IndustryInfrastructure / Open banking
The story

Founded in 2017 by the team that authored the UK Open Banking Standard, Ozone API began as a pure compliance platform helping banks meet regulatory requirements for open APIs. It evolved from a UK-focused compliance tool into a globally scalable open finance infrastructure platform covering the UK, Europe, LATAM, and the Middle East. The company has progressively moved beyond compliance into commercial open banking, adding products like Verification of Payee (VOP) and Market Hub for regulators. Its strategy centres on being the infrastructure layer that banks and regulators rely on to expose and monetise open APIs.

Last 12 months
2025-01
Product timeline
2017
Founded in London by architects of the UK Open Banking Standard to provide a standards-based open API platform for banks and financial institutions.· pivot
2019
Platform certified to FAPI (Financial Grade API) profile and OBIE API Specifications, powering open banking implementations across the UK.· banking
2022
Expanded global footprint to include UK, Europe, Latin America, and the Middle East; clients include Tide and Monese.· banking
2023
Launched Market Hub solution for central banks, regulators, and market infrastructure providers to deliver complete open banking ecosystems.· banking
2024
Launched Verification of Payee (VOP) solution to help banks and PSPs comply with EPC/SEPA mandatory VOP regulations.· banking
2025
Announced 'beyond compliance' open banking solutions, expanding commercial open finance product suite.· banking
The stack
1 layer disclosed in Ozone Api’s embedded-finance stack
Money movement
SEPA
Accounting gap: none

Ozone Api — frequently asked

Which payment rails does Ozone Api use?

Ozone Api moves money over SEPA.

Where is Ozone Api headquartered?

Ozone Api is founded in 2017 and headquartered in London, United Kingdom.

How much funding has Ozone Api raised?

Ozone Api has raised $11.2M in total (latest round: Series A).

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