← Embedded Finance Index 2026/Vendor

OpenPayd

Provider
Sponsor BankBaaSFX / PayoutsUnified FXEmbedded Payments

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 20 companies across 5 categories.

openpayd.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesSponsor Bank, BaaS, FX / Payouts, Unified FX, Embedded Payments
Rank#22 of 322 in BaaS
Buyers20 companies
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Who uses OpenPayd
20 companies disclose OpenPayd in their stack
WirexNexoCitizenArchaxXagoFaster FiatSwissborgClarity Global IncHercleCaxtonReal Time Fx OfferingeToro+8 more
Buyer mix · 20 of 20 classified
Fintech / Crypto · 11Fintech / Cross-border payments · 7Fintech / Consumer banking · 1Fintech / Investment · 1
EU · 7UK · 6Africa · 2US · 1Canada · 1MENA · 1
What the disclosures say
Wirex
“wirex-business-general-terms-of-service: 'fiat/IBAN functionality via banking partner OpenPayd are provided by UAB Wirex'; docs.wirexapp.com/docs/introduction lists SEPA EUR and ACH USD accounts, Visa cards, self-custodial wallets; docs.wirexapp.com/docs/cards confirms Wirex issues Visa cards in-house through its princ…”
Nexo
“OpenPayd publicly lists Nexo as a customer at openpayd.com (known_customer_listings, TIER 1).”
Archax
“https://archax.com/insights/archax-and-openpayd-partner-to-streamline-multi-currency-settlement-for-digital-asset-trading — Archax announced a partnership with OpenPayd on 27 January 2026 to provide instant GBP, EUR and USD fiat settlement across its global trading operations.”
View source · archax.com ↗
Xago
“OpenPayd publicly lists Xago as a customer (known_customer_listings, TIER 1).”
Faster Fiat
“IBS Intelligence (TIER 1 known_customer_listing): https://ibsintelligence.com/ibsi-news/openpayd-powers-faster-fiat-payments-for-kraken-users/ — OpenPayd publicly lists Faster Fiat as a customer, powering faster fiat payments for Kraken users.”
View source · ibsintelligence.com ↗
Swissborg
“OpenPayd press release (May 2021): 'OpenPayd, a leading global payments and banking-as-a-service (BaaS) platform for the digital economy, today announced it is working with SwissBorg.' SwissBorg homepage confirms 11 fiat currencies. [coerced currencies: kept "EUR", also reported: GBP; CHF; USD]”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent OpenPayd? Claim this profile above to unlock your own full list.
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Alternatives to OpenPayd

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River54 buyers →Pathward48 buyers →Unit40 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #22 of 322 in BaaS — Embedded Finance Index 2026
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