Swissborg
“Can a crypto wealth management app become the primary financial platform for European retail crypto investors by layering regulated fiat services, a debit card, and yield strategies on top of best-execution crypto trading?”
HQLausanne, Switzerland
IndustryFintech / Crypto
The story
SwissBorg launched as a blockchain-native cryptocurrency wealth management platform headquartered in Switzerland. It expanded fiat capabilities by integrating OpenPayd's BaaS in 2021 to support multi-currency fiat gateways alongside crypto. The platform deepened regulatory footing through VASP registrations in Estonia and France, and launched a Monavate-issued crypto debit card allowing users to spend digital assets in the real world — transitioning from pure exchange to a broader crypto financial services platform.
Product timeline
2020
Partnered with Onfido to automate KYC/identity verification onboarding for its wealth management platform.· banking
2021
Selected OpenPayd's banking-as-a-service platform to embed fiat payments infrastructure, reducing fraud and eliminating manual payment references.· banking
2022
Obtained VASP registrations in Estonia (FVT000326) and France (E2022-034) under SwissBorg Solutions OÜ.· pivot
2024
Launched passkey-based security and published security/trust commitments; SwissBorg Card issued by Monavate went live under card rulebook v0.1.· card
Regulated entities
2
regulatory licences held by Swissborg
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
7 layers disclosed in Swissborg’s embedded-finance stack
Payments / PSP
Banking / BaaS
in the full report
Card issuing
in the full report
KYC
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting
in the full report
Accounting gap: minor
6 more providers across 6 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.