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← Embedded Finance Index 2026/Vendor

Open Finance

Provider
Open BankingPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

openfinance.com ↗
CategoriesOpen Banking, PSP
Rank#79 of 89 in Open Banking
Buyers2 companies

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Who uses Open Finance
2 companies disclose Open Finance in their stack
QI TechZ1
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Infrastructure / BaaS · 1
LATAM · 2
What the disclosures say
QI Tech
“Risk Solutions page lists 'Open Finance' as a product used for credit underwriting.”
Z1
“Product page open-finance.z1.app offers payments via Open Finance / Pix QR.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Open Finance? Claim this profile above to unlock your own full list.
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Alternatives to Open Finance

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge60 buyers →GoCardless57 buyers →MX56 buyers →Tink43 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →
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Ranked #79 of 89 in Open Banking — Embedded Finance Index 2026
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       alt="Ranked #79 of 89 in Open Banking — Embedded Finance Index 2026">
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Open Finance — frequently asked

Which companies use Open Finance?

2 companies disclose Open Finance in their stack in the Embedded Finance Index 2026, including QI Tech and Z1.

What does Open Finance do?

Open Finance is an embedded-finance provider in Open Banking and PSP. It ranks #79 of 89 Open Banking providers by disclosed buyers.

What are the alternatives to Open Finance?

The most-disclosed Open Banking alternatives to Open Finance are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).

Benchmark your own stack

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Get a read on where your own stack stands against Open Finance and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Open Finance and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

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