Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.
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Founded in 2011 as a marketplace connecting small businesses to lenders, Lendio built one of the largest SMB loan marketplaces in the US with 75+ lender partners. Over time, it expanded from a direct-to-SMB referral marketplace into an infrastructure and SaaS provider — first launching Lendio Intelligent Lending (a decision engine for banks and credit unions) and then an Embedded Financing product that lets third-party platforms embed Lendio's marketplace with a single line of code. The strategic pivot is from consumer-facing marketplace to B2B2B embedded lending infrastructure.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #28 of 255 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lendio/install" width="1" height="1" alt="" style="display:none">6 companies are linked to Lendio in the Embedded Finance Index 2026, through their own public disclosures or Lendio's published customer list, including Lendistry, Meow, K9 Lifeline, Restaurant365, Bangor Savings Bank and E Ala Cafe.
Lendio is an embedded-finance provider in Lending. It ranks #28 of 255 Lending providers by linked companies.
The most-named Lending alternatives to Lendio are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Lendio is founded in 2011 and headquartered in Lehi, Utah, USA.
Lendio has raised $81M in total.
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