E Ala Cafe
“Can a multi-location Kaua'i food-and-beverage operator use alternative lending to expand without traditional bank financing?”
Founded2025
HQKapa'a, Kaua'i, Hawaii, US
FoundersMisha Anuhea Laney
IndustryVertical SaaS / Restaurants
The story
E Ala Cafe is a chef-crafted coffee and cafe concept in Kapa'a, Kaua'i, founded by Misha Anuhea Laney — who also operates Aloha Aina Juice Cafe across four locations. Unable to secure a traditional bank loan despite a high credit score, Misha turned to Lendio to obtain working capital financing for the new location. The cafe opened in April 2025. The embedded finance footprint is minimal and consistent with an early-stage single-location food-and-beverage SMB.
Product timeline
2025
E Ala Cafe opened in Kapa'a, Kaua'i in April 2025, funded in part through a Lendio business loan after Misha was denied a traditional bank loan.· lending
The stack
Lending
Accounting gap: none