“Can a vertical SaaS platform become the full financial operating system for the pet care industry?”
Founded in 2019 as a vertical SaaS platform for pet grooming professionals, MoeGo expanded beyond scheduling and CRM into embedded finance with MoeGo Pay (Stripe) and MoeGo Capital (initially Stripe Capital). The company upgraded its lending infrastructure to Kanmon (Capital 2.0) in 2024 and migrated its payment stack to Adyen for new customers while retaining Stripe for existing ones, signaling a deliberate move toward a more comprehensive financial OS for the pet care industry.
MoeGo uses Stripe for KYC and identity verification.
MoeGo's lending and capital products are provided by Kanmon and Stripe Capital.
MoeGo runs its ledger on Layer.
The Embedded Finance Index 2026 maps 4 layers in MoeGo's stack: Payments / PSP (Stripe and Adyen); Ledger (Layer); Lending (Kanmon, Stripe Capital, MoeGo Capital 1.0 (legacy, powered by Stripe Capital) and MoeGo Capital 2.0 (powered by Kanmon)); KYC (Stripe).
MoeGo is founded in 2019 and headquartered in Culver City, CA, United States.
MoeGo has raised $31M in total (latest round: Series A, March 2024).
Get a read on where your own stack stands against MoeGo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.