← Embedded Finance Index 2026/Vendor

FinWise Bank

Provider
Sponsor BankBaaSLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 12 companies across 3 categories.

finwisebank.com ↗Also analysed as a company — its own stack →
CategoriesSponsor Bank, BaaS, Lending
Rank#19 of 182 in Sponsor Bank
Buyers12 companies
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Who uses FinWise Bank
12 companies disclose FinWise Bank in their stack
Rise CreditMulligan FundingTallied TechnologiesStride FundingHank PaymentsAlbertPlanneryAmerican First FinanceEdlyReach FinancialOpploansEarnest
Buyer mix · 12 of 12 classified
Fintech / Lending · 8Fintech / Consumer banking · 1Fintech / SMB banking · 1Infrastructure / Card issuing · 1Vertical SaaS / E-learning (LMS) · 1
US · 10Canada · 1
What the disclosures say
Rise Credit
“Bank partnerships with Capital Community Bank and FinWise Bank (from known_customer_listings) serve as sponsor banks for loan origination.”
Mulligan Funding
“The majority of loans are issued by FinWise Bank (sponsor bank), but Mulligan operates its own underwriting and origination platform. mulliganfunding.com/business-loan/working-capital-loans/, mulliganfunding.com/mulligan-funding-disclaimers/”
Tallied Technologies
“Additionally, FinWise Bancorp announced a program management, network issuer processor, and servicer agreement with Tallied Technologies in October 2025, indicating FinWise Bank is a sponsor/issuing bank partner.”
Stride Funding
“Stride Funding Partners with FinWise Bank to Expand Affordable Access to Education (Fintech Futures, October 2022): 'Stride Funding...announced today a partnership with FinWise Bank to provide Income Share Loans (ISLs) and non-cosigner loans to students.' FinWise Bank also publicly lists Stride Funding as a customer at…”
Hank Payments
“FinWise Bank partnership press release (March 2024) states FinWise provides ACH origination, wires, check, and bill pay services through Mastercard rails.”
Albert
“Instant limits range from $25–$1,000.' Albert.com loan page: 'Loans issued by FinWise Bank.' FinWise Bancorp press release Feb 2026 confirms strategic program agreement with Albert Corporation for short-term personal loans.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent FinWise Bank? Claim this profile above to unlock your own full list.
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Alternatives to FinWise Bank

Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust80 buyers →Sutton Bank63 buyers →Cross River50 buyers →Pathward43 buyers →Celtic Bank35 buyers →Community Federal Savings Bank35 buyers →Thread Bank29 buyers →The Bancorp Bank25 buyers →
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Ranked #19 of 182 in Sponsor Bank — Embedded Finance Index 2026
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