← Embedded Finance Index 2026

Tallied Technologies

Can a single API-first platform own the entire credit card program stack — from underwriting to rewards — for fintechs and vertical SaaS companies launching embedded credit?

Founded2021
HQSacramento, CA (also listed as San Ramon, CA)
Total raised$18.89M
Latest roundSeed
IndustryInfrastructure / Card issuing
The story

Founded in 2021, Tallied Technologies positioned itself as an operating system for credit card programs — providing end-to-end infrastructure covering application flow, underwriting, core processing, cardholder servicing, credit bureau reporting, and rewards management. The company targets fintechs, vertical SaaS platforms, marketplaces, and financial institutions seeking to launch embedded credit card programs without building the underlying stack themselves. In October 2025, Tallied signed a program management and network issuer processor agreement with FinWise Bancorp, deepening its sponsor bank relationships and signaling a move toward broader distribution through chartered bank partnerships.

Last 12 months
2025-10
Product timeline
2021
Tallied Technologies founded to build cloud-native, API-first credit card program infrastructure for fintechs, vertical SaaS, and financial institutions.· pivot
2025
FinWise Bancorp announced a program management, network issuer processor, and servicer agreement with Tallied Technologies to deliver credit card products and processing solutions to fintechs.· banking
The stack
3 layers disclosed in Tallied Technologies’s embedded-finance stack
Banking / BaaS
Evolve Bank & Trust
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.