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Vestiaire Collective

“Can a luxury-only, authenticated resale marketplace scale globally against mass-market rivals like Vinted while embedding payments, BNPL and Resale-as-a-Service into brand partners?”

Founded2009
HQ53 rue de Châteaudun, 75009 Paris, France
FoundersSébastien Fabre, Christian Jorge, Fanny Moizant, Sophie Hersan, Henrique Fernandes, Alexandre Cognard
Total raised$560M+
Latest roundSeries ($210M, 2021, led by SoftBank)
Valuation$1.7B (2021)
IndustryMarketplace / Two-sided
The story

Founded 2009 as a French peer-to-peer luxury consignment marketplace with expert authentication. Reached $1.7B valuation in 2021 with SoftBank leading a $210M round, then acquired US peer Tradesy to accelerate US expansion. Since 2022, layered in embedded BNPL (Klarna, PagaMasTarde), FX/cross-border payouts (Currencycloud, Hyperwallet), and launched a Resale-as-a-Service B2B product that white-labels the platform for luxury brands (Chloé, Luisaviaroma). Positions itself against Vinted by refusing fast-fashion listings and doubling down on luxury authentication.

Last 12 months
—
Product timeline
2009
Founded in Paris as a peer-to-peer luxury resale marketplace· launch
2021
$210M SoftBank-led round at $1.7B valuation; unicorn status· funding
2021
Acquired Tradesy (US peer-to-peer women's resale marketplace)· acquisition
2022
Signed €75M sustainability-linked revolving credit facility with Crédit Agricole CIB, Société Générale, HSBC, Bank of America and Goldman Sachs· lending
2022
Expanded BNPL to make high-end fashion more accessible· payments
2024
Launched Resale-as-a-Service (RaaS) for brand partners (e.g. Chloé, Luisaviaroma)· b2b
Acquisitions
Tradesy2021
US peer-to-peer women's luxury resale marketplace, acquired to accelerate US expansion
The stack
5 layers disclosed in Vestiaire Collective’s embedded-finance stack
Payments / PSP
AdyenIngenicoPayPal
Lending
in the full report
Insurance
in the full report
KYC
in the full report
FX & payouts
in the full report
Accounting gap: minor
6 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Vestiaire Collective — frequently asked

Who is Vestiaire Collective's payment processor?

Vestiaire Collective processes payments through Adyen, Ingenico and PayPal.

Which KYC provider does Vestiaire Collective use?

Vestiaire Collective uses Persona for KYC and identity verification.

Who provides Vestiaire Collective's lending?

Vestiaire Collective's lending and capital products are provided by Klarna and PagaMasTarde.

Who handles Vestiaire Collective's FX and cross-border payouts?

Vestiaire Collective uses Currencycloud and Hyperwallet for FX and cross-border payouts.

Which insurance provider does Vestiaire Collective partner with?

Vestiaire Collective's embedded insurance is provided by Elea Insurance Limited.

What is Vestiaire Collective's embedded finance stack?

The Embedded Finance Index 2026 maps 5 layers in Vestiaire Collective's stack: Payments / PSP (Adyen, Ingenico and PayPal); Lending (Klarna and PagaMasTarde); Insurance (Elea Insurance Limited); KYC (Persona); FX & payouts (Currencycloud and Hyperwallet).

Who founded Vestiaire Collective?

Vestiaire Collective was founded by Sébastien Fabre, Christian Jorge, Fanny Moizant, Sophie Hersan, Henrique Fernandes and Alexandre Cognard and is founded in 2009, headquartered in 53 rue de Châteaudun, 75009 Paris, France.

How much funding has Vestiaire Collective raised?

Vestiaire Collective has raised $560M+ in total (latest round: Series ($210M, 2021, led by SoftBank); valuation: $1.7B (2021)).

What companies has Vestiaire Collective acquired?

Vestiaire Collective's acquisitions include Tradesy (2021).

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