Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 13 companies across 1 category.
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Founded in 2010 as a cloud Android POS startup, Clover was quickly acquired by First Data in 2012 and became its flagship merchant-facing platform. After Fiserv absorbed First Data in 2019, Clover evolved from a pure POS product into an embedded finance hub for SMBs — layering in merchant cash advances (Clover Capital), payroll integrations, sales tax automation, and biometric payments on top of its core acquiring infrastructure. Today it operates as Fiserv's SMB commerce OS, distributing financial products through its bank and ISO partner channel.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #32 of 528 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/clover/install" width="1" height="1" alt="" style="display:none">13 companies are linked to Clover in the Embedded Finance Index 2026, through their own public disclosures or Clover's published customer list, including NexTier Bank, Fiserv, TD Bank Group, Field Nation, Republic Bank & Trust, Patriot Bank, Aviatize, Bangor Savings Bank, Vetspire, SPRY and 2 others.
Clover is an embedded-finance provider in PSP. It ranks #32 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Clover are Stripe (781 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Clover was founded by Leonard Speiser, John Beatty and Kelvin Zheng and is founded in 2010, headquartered in Sunnyvale, California, USA.
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