“Can a two-sided IT-field-service marketplace expand from work-order matching into a full financial stack (escrow, instant pay, banking, insurance, tax) for independent technicians?”
Founded 2008 in Minneapolis as a two-sided marketplace connecting IT field service companies (Buyers) with independent technician Providers, Field Nation grew into the #1 labor marketplace for IT field service. Over time it added embedded payments and escrow functionality (holding Buyer funds in a custodial account and paying Providers on completion), embedded insurance (Occupational Accident Insurance and General Liability), embedded 1099-K tax reporting, and — most recently — 'My Business Wallet', a debit-card-backed business account for Providers that begins to compete directly with SMB neobanks for gig-worker mindshare.
Field Nation processes payments through Clover (credit card processing for buyer invoices), PayPal (provider payout option) and Zelle (provider payout option, via Field Nation Pro). Disclosed money-movement rails: ACH.
Field Nation's cards run on Visa.
Field Nation uses Persona for KYC and identity verification.
Field Nation's lending and capital products are provided by Field Nation (in-house buyer credit / financed accounts).
Field Nation uses American Express Foreign Currency Exchange for FX and cross-border payouts.
Field Nation's embedded insurance is provided by Field Nation (Occupational Accident Insurance / General Liability Liaison program).
Field Nation integrates with NetSuite, Salesforce, Autotask, ConnectWise, ServiceNow, Fieldpoint and Dropbox.
The Embedded Finance Index 2026 maps 8 layers in Field Nation's stack: Payments / PSP (Clover (credit card processing for buyer invoices), PayPal (provider payout option) and Zelle (provider payout option, via Field Nation Pro)); Money movement (ACH); Card network (Visa); Lending (Field Nation (in-house buyer credit / financed accounts), Financed accounts (Buyer credit with payment terms as alternative to pre-funding) and On-Demand Pay (instant payout to providers on approved work orders — advance-of-funds style)); Insurance (Field Nation (Occupational Accident Insurance / General Liability Liaison program)); KYC (Persona); FX & payouts (American Express Foreign Currency Exchange); Accounting (NetSuite, Salesforce, Autotask, ConnectWise and 3 others).
Field Nation was founded by Mynul Khan and is founded in 2008, headquartered in Minneapolis, Minnesota, United States.
Field Nation has raised $30.2M in total (latest round: Secondary - Private).
Field Nation's acquisitions include Field Solutions (2015).
Get a read on where your own stack stands against Field Nation and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.