TabaPay
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.
CategoriesPSP
Rank#113 of 528 in PSP
Buyers4 companies
HeadquartersMountain View, CA
Founded2017
Raisedundisclosed
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Founders & story · from TabaPay’s own dossier
Founded in 2017, TabaPay built a unified instant payments API for fintechs and financial institutions, specializing in push-to-card (Visa Direct, Mastercard Send), ACH, RTP, and FedNow. The company differentiated by aggregating 20+ sponsor/partner banks and 14+ payment networks under one API, enabling smart routing and redundancy. In 2024, TabaPay briefly attempted to acquire the assets of bankrupt BaaS provider Synapse but ultimately withdrew after partner bank disputes disrupted the deal — signaling TabaPay's growing ambitions in BaaS infrastructure while also its pragmatism about execution risk.
Latest round: undisclosed (SoftBank-backed, 2022)
Recent developments
- 2024-04TabaPay announced it would acquire the assets of bankrupt BaaS startup Synapse, pending bankruptcy court approval. source ↗
- 2024-05TabaPay pulled out of the Synapse asset acquisition after infighting among fintech stakeholders including Evolve Bank & Trust and Mercury. source ↗
- 2026-02TabaPay published a case study on Usio's use of TabaPay for lending and embedded finance, highlighting debit rail expansion and fraud visibility. source ↗
- 2024-04-01Acquired Synapse's assets following bankruptcy (later withdrew from the deal, see May 2024 edition). source ↗
Who uses TabaPay
4 companies disclose TabaPay in their stack
Buyer mix · 4 of 4 classified
Infrastructure / Payments · 2Fintech / SMB banking · 1Infrastructure / Lending · 1
What the disclosures say
Usio“Usio Checkout 2.0 API docs on usio.com; TabaPay blog explicitly names Usio partnership for debit rail expansion; usio.com developer-documentation page describes ACH and card processing APIs”
Melio“Security page: 'We use a third-party card processor which is a certified Level 1 PCI Compliant'; help.melio.com names TabaPay as the Level 1 card processor.”
LoanPro“LoanPro's Secure Payments API developer docs enumerate native integrations with ACHQ, Accept Pay Global/EFT Canada, Actum, Authorize.net, Cybersource, FLEX, LoanPaymentPro, Payix, Repay, and TabaPay, plus NACHA (US ACH) and CPA-005 (Canadian EFT) file generation.
[coerced currencies: kept "USD", also reported: CAD]”
The complete buyer list and each company’s full embedded-finance stack are in the
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Sample distribution — illustrative only, not TabaPay’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What TabaPay runs on · from its own dossier
The third-party providers TabaPay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose TabaPay.
Alternatives to TabaPay
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
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<img src="https://www.embeddedfinanceindex.com/api/badge/tabapay/install" width="1" height="1" alt="" style="display:none">TabaPay — frequently asked
Which companies use TabaPay?
4 companies are linked to TabaPay in the Embedded Finance Index 2026, through their own public disclosures or TabaPay's published customer list, including Usio, Justt, Melio and LoanPro.
What does TabaPay do?
TabaPay is an embedded-finance provider in PSP. It ranks #113 of 528 PSP providers by linked companies.
What are the alternatives to TabaPay?
The most-named PSP alternatives to TabaPay are Stripe (781 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Where is TabaPay headquartered?
TabaPay is founded in 2017 and headquartered in Mountain View, CA.
How much funding has TabaPay raised?
TabaPay has raised undisclosed in total.
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