“Can a configurable, API-first loan management and card servicing core become the default ledger for the next generation of lenders and neobank credit products?”
Founded 2014 by three brothers who ran an auto dealership and adjacent lending arm, LoanPro started as a loan management system for lenders who couldn't find configurable software. FTV Capital's $100M Series A in 2021 accelerated a shift from pure LMS into a full API-first lending and credit platform — covering origination, servicing, collections, payments, and increasingly card issuing (via BYOIP with Galileo/Lithic/Visa DPS). The strategic bet is to be the composable, ledger-based infrastructure layer behind modern lenders and neobank credit programs, competing with legacy cores and vertical fintech infra.
LoanPro processes payments through ACHQ, Accept Pay Global, Actum, Authorize.net, Cybersource, FLEX, LoanPaymentPro, Payix and 4 others. Disclosed money-movement rails: ACH.
LoanPro's cards are issued through Galileo, Lithic and Visa DPS on the Visa and Mastercard networks.
LoanPro uses Baselayer, ComplyAdvantage and Companies House for KYC and identity verification.
LoanPro's lending and capital products are provided by LoanPro (in-house platform) and loanpro.
LoanPro runs its ledger on LoanPro (in-house).
LoanPro connects to bank accounts through Plaid and Nova Credit.
The Embedded Finance Index 2026 maps 9 layers in LoanPro's stack: Payments / PSP (ACHQ, Accept Pay Global, Actum, Authorize.net and 8 others); Money movement (ACH); Card issuing (Galileo, Lithic and Visa DPS); Card network (Visa and Mastercard); Ledger (LoanPro (in-house)); Lending (LoanPro (in-house platform) and loanpro); Open banking (Plaid and Nova Credit); KYC (Baselayer, ComplyAdvantage and Companies House); Transaction enrichment (Ntropy and LoanPro (in-house swipe enrichment)).
LoanPro was founded by Rhett Roberts, Ben Roberts and Lloyd Roberts and is founded in 2014, headquartered in Farmington, Utah, USA.
LoanPro has raised $100M+ in total (latest round: Series A, 2021).
Get a read on where your own stack stands against LoanPro and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.