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LoanPro

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“Can a configurable, API-first loan management and card servicing core become the default ledger for the next generation of lenders and neobank credit products?”

Founded2014
HQFarmington, Utah, USA
FoundersRhett Roberts, Ben Roberts, Lloyd Roberts
Total raised$100M+
Latest roundSeries A, 2021
IndustryInfrastructure / Lending
The story

Founded 2014 by three brothers who ran an auto dealership and adjacent lending arm, LoanPro started as a loan management system for lenders who couldn't find configurable software. FTV Capital's $100M Series A in 2021 accelerated a shift from pure LMS into a full API-first lending and credit platform — covering origination, servicing, collections, payments, and increasingly card issuing (via BYOIP with Galileo/Lithic/Visa DPS). The strategic bet is to be the composable, ledger-based infrastructure layer behind modern lenders and neobank credit programs, competing with legacy cores and vertical fintech infra.

Last 12 months
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Product timeline
2014
LoanPro founded by the Roberts brothers after building an auto lending business and finding no flexible loan management software existed.· pivot
2021
Raised $100M Series A from FTV Capital to expand platform functionality and enter new lending verticals.· funding
2024
Expanded card issuing capabilities with native integrations to Galileo, Lithic, and Visa DPS plus a BYOIP (bring-your-own-issuer-processor) model.· card
The stack
8 layers disclosed in LoanPro’s embedded-finance stack
Payments / PSP
ACHQAccept Pay GlobalActumAuthorize.netCybersourceFLEXLoanPaymentProPayixRepayTabaPayNACHA (ACH)CPA-005 (EFT Canada)
Money movement
in the full report
Card issuing
in the full report
Card network
in the full report
Ledger
in the full report
Lending
in the full report
Open banking
in the full report
KYC
in the full report
Accounting gap: minor
15 more providers across 7 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.