SEB
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 3 categories.
CategoriesPSP, BaaS, Sponsor Bank
Rank#506 of 538 in PSP
Buyers3 companies
HeadquartersStockholm, Sweden
Founded1856
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Founders & story · from SEB’s own dossier
SEB is one of Scandinavia's largest universal banks, primarily serving corporate, institutional, and private customers across the Nordic region and internationally. In recent years, SEB has accelerated its embedded finance strategy with the launch of SEB Embedded — an API-first BaaS platform that enables non-bank companies to embed card issuance, banking, compliance, and other regulated financial services into their own products. This positions SEB not just as a traditional bank but as a financial infrastructure provider for third-party platforms, reflecting a broader industry shift toward banking-as-a-service.
Recent developments
- 2024SEB Embedded and Enfuce announced a partnership to launch next-generation card programmes for platforms using SEB Embedded infrastructure. source ↗
- 2025-10SEB introduced Verification of Payee (VoP) for SEPA and SEPA Instant Payments to reduce authorised push payment fraud. source ↗
- 2026-01SEB published its Cash Management Products Price List 2026 covering sweeps, virtual cash management, SEPA and international payments, and ERP integrations. source ↗
Coverage of SEB sourced from
Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
Who uses SEB
3 companies disclose SEB in their stack
Buyer mix · 3 of 3 classified
Bank / National · 1Fintech / Consumer banking · 1Infrastructure / Payments · 1
What the disclosures say
Conferma“Conferma's partners page (https://www.conferma.com/partners/) names nine card issuers under "Connecting you with the banks and issuers you trust": US Bank, Brex, ConnexPay, Pax2Pay, JP Morgan, Natwest & RBS, SEB, AirPlus and HSBC.”
View source · conferma.com ↗
SEBA“No payment processor evidence found for SEB.”
Swish“Underlying bank accounts are provided by each member bank (Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, Swedbank/Sparbankerna) — Swish itself is the switch and app, not a card issuer or BaaS.”
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent SEB? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not SEB’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What SEB runs on · from its own dossier
The third-party providers SEB itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose SEB.
Alternatives to SEB
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
An embeddable badge for SEB’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #506 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/seb/install" width="1" height="1" alt="" style="display:none">SEB — frequently asked
Which companies use SEB?
3 companies disclose SEB in their stack in the Embedded Finance Index 2026, including Conferma, SEBA and Swish.
What does SEB do?
SEB is an embedded-finance provider in PSP, BaaS and Sponsor Bank. It ranks #506 of 538 PSP providers by disclosed buyers.
Where is SEB headquartered?
SEB is founded in 1856 and headquartered in Stockholm, Sweden.
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