← Embedded Finance Index 2026/Vendor

Square Financial Services

Provider
LendingBaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 3 categories.

squarefinancialservices.com ↗Also analysed as a company — its own stack →
CategoriesLending, BaaS, Card Issuing
Rank#54 of 223 in Lending
Buyers3 companies
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Who uses Square Financial Services
3 companies disclose Square Financial Services in their stack
BlockSquareCash App
Buyer mix · 3 of 3 classified
Fintech / SMB banking · 2Fintech / Consumer banking · 1
US · 3
What the disclosures say
Block
“Block's own page (block.xyz/sfs) describes Square Financial Services, Inc. as an FDIC-insured industrial bank operating Square Savings, Cash App Borrow, and Square Loans.”
Square
“Square Banking page states: 'Banking services are provided by Square's banking affiliate, Square Financial Services, Inc. or Sutton Bank.' (https://squareup.com/us/en/banking). Square Debit Card and Checking listed as products on the same page.”
View source · squareup.com ↗
Cash App
“FDIC pass-through insurance through Wells Fargo Bank, N.A., Sutton Bank, and/or The Bancorp Bank, N.A.' Square Financial Services, Inc. is Block's in-house FDIC-insured industrial bank per block.xyz press release.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Square Financial Services? Claim this profile above to unlock your own full list.
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Alternatives to Square Financial Services

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →
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Ranked #54 of 223 in Lending — Embedded Finance Index 2026
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