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Slope

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 1 category.

slope.com ↗Also analysed as a company — its own stack →
CategoriesLending
Rank#35 of 255 in Lending
Buyers5 companies
HeadquartersSan Francisco, CA
Founded2021
FoundersLawrence Lin Murata, Alice Deng
Raised~$100M+

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Founders & story · from Slope’s own dossier

Slope began in 2021 as a B2B payments platform enabling wholesalers, marketplaces and platforms to offer net terms and installments at checkout. Over time it has repositioned as credit infrastructure for business lending — pairing an embedded capital product (a Lead Bank–originated line of credit) with SlopeScore, an AI/LLM-based cash-flow underwriting product (Slope TransFormer) that it sells to banks and lenders. The 2024 JP Morgan credit facility and equity investment marked its transition from BNPL-for-B2B into a hybrid lending/AI-underwriting infrastructure company.

Latest round: Venture round, 2024 ($65M)
Recent developments
  • 2024-07Raised $65M with participation from JP Morgan, Sam/Jack/Max Altman; JP Morgan credit facility announced source ↗
  • 2025-11Recognized with OpenAI Tokens of Appreciation award for surpassing 10B tokens processed source ↗
  • 2025Announced new relationship with Amazon source ↗
Full dossier: Slope’s own stack, layer by layer →
Who uses Slope
5 companies disclose Slope in their stack
AmazonSamsung PayJPMorgan Workplace SolutionsSlashTKambio USA
Buyer mix · 5 of 5 classified
E-commerce / Platform · 1Fintech / Consumer banking · 1Fintech / Cross-border payments · 1Fintech / SMB banking · 1Vertical SaaS / HR & Equity Compensation · 1
US · 4APAC · 1
What the disclosures say
Amazon
“Amazon Lending page (sell.amazon.com) states financing is provided 'through its third-party financing providers.' Slope partnership announced Dec 2025 (businesswire.com) — Slope provides AI-powered underwriting backed by J.P.”
Samsung Pay
“GlobalFintechSeries reports Slope-Samsung partnership for Net 60/90 at Samsung Business checkout with Slope AI underwriting (globalfintechseries.com).”
JPMorgan Workplace Solutions
“JPMorgan Payments partner portal (partners.jpmorgan.com) lists Mondu for BNPL, Slope for embedded short-term B2B financing, and Taulia for Early Payment Alliance / Supply Chain Finance.”
Slash
“Slash blog 'Now Live: Slash Working Capital': 'Slash Working Capital, powered by our lending partner Slope.' Help Center article: 'Slash has partnered with Slope to offer working capital with a flexible credit limit.' Working Capital product page: '$101m Total funding deployed by Slash's partners.' Slash homepage foote…”
TKambio USA
“The tkambio.us/instant-financing page explicitly states 'Slope / Tkambio - Tkambio Capital' and discloses 'Loans for business purposes are originated by Lead Bank and subject to credit approval.' Koverly's partner page (koverly.com/partner/tkambio) describes embedded financing where Koverly underwrites clients and TKam…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Slope? Claim this profile above to unlock your own full list.
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What Slope runs on · from its own dossier
The third-party providers Slope itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Slope.
Sponsor Bank
Lead Bank
BaaS
Lead Bank
Card Network
Mastercard
Lending
Lead BankJPMorgan
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to Slope

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend46 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
Share this rank

An embeddable badge for Slope’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #35 of 255 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/slope?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/slope.svg"
       alt="Ranked #35 of 255 in Lending — Embedded Finance Index 2026">
</a>
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Slope — frequently asked

Which companies use Slope?

5 companies are linked to Slope in the Embedded Finance Index 2026, through their own public disclosures or Slope's published customer list, including Amazon, Samsung Pay, JPMorgan Workplace Solutions, Slash and TKambio USA.

What does Slope do?

Slope is an embedded-finance provider in Lending. It ranks #35 of 255 Lending providers by linked companies.

What are the alternatives to Slope?

The most-named Lending alternatives to Slope are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Who founded Slope?

Slope was founded by Lawrence Lin Murata and Alice Deng and is founded in 2021, headquartered in San Francisco, CA.

How much funding has Slope raised?

Slope has raised ~$100M+ in total.

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