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← Embedded Finance Index 2026/Vendor

Betterment at Work

Provider
Retirement / Wealth

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

bettermentatwork.com ↗
CategoriesRetirement / Wealth
Rank#4 of 37 in Retirement / Wealth
Buyers6 companies

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Who uses Betterment at Work
6 companies disclose Betterment at Work in their stack
First Citizens BankMercuryDeelRipplingInstacartPaylocity
Buyer mix · 6 of 6 classified
Horizontal SaaS / HR & Payroll · 3Bank / National · 1Fintech / SMB banking · 1Marketplace / Gig economy · 1
US · 6
What the disclosures say
First Citizens Bank
“Sacra Chat cites a partnership between Betterment at Work and First Citizens Wealth to provide 401(k) solutions to SMB and mid-market clients.”
Mercury
“Betterment.com hosts a dedicated 'Mercury + Betterment at Work' page (betterment.com/work/mercury) naming Mercury as a distribution partner offering 401(k) plans to Mercury customers at a special discount — this explicitly names Mercury.”
Deel
“Betterment at Work's own page (betterment.com/work/deel) names Deel explicitly as a partner and describes 401(k) integration.”
Instacart
“Betterment at Work website (betterment.com/work/401k-retail) lists Instacart among companies using Betterment at Work 401(k).”
Paylocity
“Betterment at Work has a dedicated Paylocity integration page at betterment.com/work/paylocity describing a 360-degree payroll integration for 401(k).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Betterment at Work? Claim this profile above to unlock your own full list.
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Alternatives to Betterment at Work

Other Retirement / Wealth providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Drivewealth16 buyers →Vestwell15 buyers →guideline11 buyers →Atomic Brokerage4 buyers →betterment4 buyers →Empower4 buyers →Apex Fintech Solutions3 buyers →Coronation Asset Management3 buyers →
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Ranked #4 of 37 in Retirement / Wealth — Embedded Finance Index 2026
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Betterment at Work — frequently asked

Which companies use Betterment at Work?

6 companies are linked to Betterment at Work in the Embedded Finance Index 2026, through their own public disclosures or Betterment at Work's published customer list, including First Citizens Bank, Mercury, Deel, Rippling, Instacart and Paylocity.

What does Betterment at Work do?

Betterment at Work is an embedded-finance provider in Retirement / Wealth. It ranks #4 of 37 Retirement / Wealth providers by linked companies.

What are the alternatives to Betterment at Work?

The most-named Retirement / Wealth alternatives to Betterment at Work are Drivewealth (16 buyers), Vestwell (15 buyers), guideline (11 buyers), Atomic Brokerage (4 buyers), betterment (4 buyers) and Empower (4 buyers).

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