← Embedded Finance Index 2026/Vendor

Ripple

Provider
FX / PayoutsCrypto / StablecoinUnified FXPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 4 categories.

ripple.com ↗Also analysed as a company — its own stack →
CategoriesFX / Payouts, Crypto / Stablecoin, Unified FX, PSP
Rank#31 of 165 in FX / Payouts
Buyers9 companies
RegulatoryConditional approval · National trust bank
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Charter application · Conditional approval
Ripple National Trust Bank · National trust bank · OCC · New York, NY.
Conditional approval · Conditional Approval 1359 · 2025-12-12
Federal trust charter for RLUSD stablecoin reserves and custody.
OCC letter ↗
Who uses Ripple
9 companies disclose Ripple in their stack
Frente CorretoraZandSBI HoldingsBoubyan BankGenial InvestimentosVolante TechnologiesScbGTreasuryLemonway
Buyer mix · 9 of 9 classified
Bank / National · 3Infrastructure / Payments · 2Fintech / Conglomerate · 1Fintech / Cross-border payments · 1Fintech / Investment · 1Horizontal SaaS / Treasury Management · 1
LATAM · 2MENA · 2APAC · 2US · 2EU · 1
What the disclosures say
Frente Corretora
“Frente's own blog ('Como a nossa tecnologia tornou as Remessas Internacionais...') states it works with Ripple for FX/remittances.”
Zand
“Ripple partnership for blockchain-enabled cross-border payments.”
SBI Holdings
“SBI Remit press releases describe use of Ripple Payments/ODL with XRP for cross-border remittance to Philippines, Vietnam, Indonesia; SBI Remit is SBI's own remittance entity.”
Boubyan Bank
“boubyan.bankboubyan.com press release: signed initial agreement with Ripple for cross-border remittance. /en/exchange-rates lists live FX rates across multiple currencies.”
Genial Investimentos
“Portalrbn (March 2026): 'O Grupo Genial firmou uma parceria com a Ripple ... para a prestação de serviços de liquidação de pagamentos internacionais em dólar'; Conta Global page markets multi-currency USD account”
Volante Technologies
“Volante's own product pages describe a cloud-native PaaS platform processing domestic, cross-border, and real-time payments across 100+ countries including SWIFT gpi, RTP, TIPS, RT1, Faster Payments, SPEI, Ripple, Visa B2B, and Mastercard Send.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Ripple? Claim this profile above to unlock your own full list.
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Alternatives to Ripple

Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Currencycloud79 buyers →Airwallex72 buyers →Nium66 buyers →Wise Platform58 buyers →Stripe47 buyers →Convera32 buyers →Visa Direct24 buyers →Adyen21 buyers →
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Ranked #31 of 165 in FX / Payouts — Embedded Finance Index 2026
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