GTreasury
“Can a 40-year-old enterprise TMS become the unified operating system for corporate treasury across both fiat and digital assets under Ripple's ownership?”
HQChicago, IL, USA
IndustryHorizontal SaaS / Treasury Management
The story
GTreasury is a long-standing enterprise Treasury Management System (TMS) for the Office of the CFO, with adjacent products Coprocess (intercompany netting) and CashAnalytics. In 2024 it deepened embedded banking via PNC's PINACLE Connect. In 2025 it was acquired by Ripple and relaunched as Ripple Treasury, Powered by GTreasury — positioning the TMS as the first to natively bridge traditional treasury and digital asset (stablecoin/blockchain) liquidity management.
Product timeline
2024
Announced embedded banking integration with PNC Bank via PINACLE Connect.· banking
2025
Acquired by Ripple; rebranded offering as Ripple Treasury, Powered by GTreasury, adding native digital asset capabilities.· acquisition
The stack
4 layers disclosed in GTreasury’s embedded-finance stack
Payments / PSP
GTreasury Payments (self-operated)GTreasury ClearConnect (bank connectivity)
Lending
in the full report
Crypto
in the full report
Accounting
in the full report
Accounting gap: none
7 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.