Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 21 companies across 3 categories.
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Founded 2013 as a developer-friendly payment gateway for Indian businesses, Razorpay evolved into 'Razorpay 2.0' in 2017 — a converged payments platform covering acceptance, disbursal and reconciliation. Subsequent expansion into RazorpayX (business banking, payouts, corporate cards), RazorpayX Payroll (via the Opfin acquisition), and Razorpay Capital (lending) repositioned it as India's full-stack financial OS for SMBs. International expansion into Malaysia (Curlec acquisition) and Singapore (PCI-DSS certified entity) precedes its 2025 IPO filing.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #21 of 528 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/razorpay/install" width="1" height="1" alt="" style="display:none">21 companies are linked to Razorpay in the Embedded Finance Index 2026, through their own public disclosures or Razorpay's published customer list, including Omnify, Hellobooks, Dokan, Northern Arc, HDFC Bank, Juspay, Upi Switch, Contlo, GoStuds, Gr4vy and 2 others.
Razorpay is an embedded-finance provider in PSP, FX / Payouts and Spend / AP. It ranks #21 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Razorpay are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Razorpay was founded by Harshil Mathur and Shashank Kumar and is founded in 2013, headquartered in Bangalore, Karnataka, India.
Razorpay has raised $741.5M+ (reported) in total.
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