Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.
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Founded in 2014 as a developer-friendly payment gateway addressing the friction in Indian online payments, Razorpay expanded vertically into business banking with RazorpayX in 2018 — current accounts, payouts, payroll, and vendor payments — positioning itself as the financial operating system for Indian startups and SMBs. The company added Razorpay Capital for embedded lending and Corporate Cards through bank partnerships, and is internationalizing via Curlec (Malaysia) and a multi-currency international payments product.
Full dossier: RazorpayX’s own stack, layer by layer →Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #60 of 74 in Spend / AP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/razorpayx/install" width="1" height="1" alt="" style="display:none">2 companies are linked to RazorpayX in the Embedded Finance Index 2026, through their own public disclosures or RazorpayX's published customer list, including RBL Bank and Tally Solutions.
RazorpayX is an embedded-finance provider in Spend / AP and PSP. It ranks #60 of 74 Spend / AP providers by linked companies.
The most-named Spend / AP alternatives to RazorpayX are BILL (40 buyers), Brex (39 buyers), Ramp (28 buyers), Tipalti (19 buyers), Pleo (16 buyers) and Findity (12 buyers).
RazorpayX was founded by Harshil Mathur and Shashank Kumar and is founded in 2014, headquartered in Bangalore, India.
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