“Can stablecoin rails become the default global money-movement layer inside Stripe's payments platform?”
Bridge is a stablecoin infrastructure platform providing orchestration, issuance, wallets, and card issuing APIs. Acquired by Stripe, it now operates as Stripe's stablecoin subsidiary and has migrated its card program onto Stripe Issuing. In February 2026 it secured OCC conditional approval for a national trust bank charter, positioning itself to run stablecoin custody, issuance, and reserve management under direct federal oversight.
Bridge discloses Bridge Building Inc (in-house), Bridge Building S.A. (in-house) and Bridge Building Limited (in-house) as its banking providers, according to the Embedded Finance Index 2026.
Bridge has applied for a national trust bank charter for Bridge National Trust Bank with the OCC. Status: conditional approval (2026-02-12). Until then its banking services run through Bridge Building Inc (in-house), Bridge Building S.A. (in-house) and Bridge Building Limited (in-house).
Bridge processes payments through Stripe (parent company) and Stripe.
Bridge's cards are issued through Stripe Issuing on the Visa network.
Bridge uses Persona for KYC and identity verification.
Bridge connects to bank accounts through Plaid.
Bridge uses Bridge (in-house) for FX and cross-border payouts.
Bridge's crypto products run on Bridge (in-house) and Bridge Building Arx LLC (in-house).
The Embedded Finance Index 2026 maps 9 layers in Bridge's stack: Payments / PSP (Stripe (parent company) and Stripe); Banking / BaaS (Bridge Building Inc (in-house), Bridge Building S.A. (in-house) and Bridge Building Limited (in-house)); Card issuing (Stripe Issuing); Card network (Visa); Open banking (Plaid); KYC (Persona); FX & payouts (Bridge (in-house)); Crypto (Bridge (in-house) and Bridge Building Arx LLC (in-house)); Treasury (Stripe Treasury).
Get a read on where your own stack stands against Bridge and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.