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OMB Bank

Sponsor bank
BaaSSponsor Bank

Sponsor bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their sponsor bank.

ombbank.com ↗Also analysed as a company — its own stack →
TypeSponsor bank
Used asSponsor bank, Banking-as-a-Service
Rank#107 of 201 in Sponsor Bank
Buyers2 companies
HeadquartersSpringfield, Missouri, United States
Founded1882

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How companies use OMB Bank

2 companies name OMB Bank in their stack. The most common role is sponsor bank (2). A company can use the same bank for more than one thing.

Sponsor bank2
Banking-as-a-Service1
OMB Bank’s APIs · from Open Banking Tracker

Open Banking Tracker has no developer portal on file for OMB Bank. 2 aggregators connect to its accounts.

Reachable through
Mastercard Open Banking (formerly Finicity)Plaid
From Open Banking Tracker’s open dataset, record “OMB Bank”. Full bank profile on Open Banking Tracker ↗
Background · from OMB Bank’s own dossier

OMB Bank is a Southwest Missouri community bank that has pivoted sharply into Banking-as-a-Service. In March 2024 it joined the Treasury Prime bank network — Treasury Prime called it the firm's fastest bank implementation to date. In February 2025 OMB formalized this strategy by launching OMBX, a dedicated embedded finance division with its own brand and website, led by chief innovation officer Steve Bishop. OMBX is positioning OMB as a sponsor bank for fintech programs, already supporting partners like LeafLink / Dama Financial's cannabis-industry banking stack.

Recent developments
  • 2024-03Joined the Treasury Prime Bank Network as a partner bank for embedded banking. source ↗
  • 2025-02Launched OMBX, a dedicated embedded finance division, with seven fintech clients already live. source ↗
Full dossier: OMB Bank’s own stack, layer by layer →
Who uses OMB Bank
2 companies disclose OMB Bank in their stack
BackpackPurple
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Vertical SaaS / Higher Education Payments · 1
US · 2
What the disclosures say
Backpack
“Backpack's own help center (help.backpackpay.com) explicitly states: 'Banking services are provided by OMB Bank, Member FDIC.”
Purple
“withpurple.com/legal lists Deposit Account Agreement, Debit Card Agreement, Mobile Wallet Terms of Use, and OMB Bank Privacy Notice; company description references ABLE savings and EBT account management.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent OMB Bank? Claim this profile above to unlock your own full list.
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What OMB Bank runs on · from its own dossier
The third-party providers OMB Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose OMB Bank.
BaaS
Treasury Prime
Full dossier with evidence for each layer →
Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust101 buyers →Sutton Bank65 buyers →Cross River64 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for OMB Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #107 of 201 in Sponsor Bank — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/omb-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/omb-bank.svg"
       alt="Ranked #107 of 201 in Sponsor Bank — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/omb-bank/install" width="1" height="1" alt="" style="display:none">

OMB Bank — frequently asked

Which companies use OMB Bank?

2 companies disclose OMB Bank in their stack in the Embedded Finance Index 2026, including Backpack and Purple.

What do fintechs use OMB Bank for?

OMB Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (2) and banking-as-a-service (1).

What are the alternatives to OMB Bank?

The most-disclosed Sponsor Bank alternatives to OMB Bank are Evolve Bank & Trust (101 buyers), Sutton Bank (65 buyers), Cross River (64 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

Where is OMB Bank headquartered?

OMB Bank is founded in 1882 and headquartered in Springfield, Missouri, United States.

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