ApideckTape
← Embedded Finance Index 2026/Vendor

Moov

Provider
Embedded Payments

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 1 company across 1 category.

moov.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesEmbedded Payments
Rank#14 of 14 in Embedded Payments
Buyers1 company
HeadquartersCedar Falls, Iowa, USA
Founded2017
FoundersWade Arnold
Raised$85M

Claim this profile. Work at Moov? Verify your work email to unlock the full buyer list.

Founders & story · from Moov’s own dossier

Founded in 2017 as an open-source developer library to help engineers embed payments without worrying about protocols or compliance. Evolved into a full-stack payments infrastructure platform offering processing, issuing, wallets, and disbursements under a single API and legal agreement. Moov is simultaneously the processor, issuer, registered PayFac, program manager, and technology provider — differentiating itself from middleware competitors by building direct connections to payment networks. The company targets software platforms and marketplaces that historically had to stitch together multiple vendors to achieve end-to-end money movement.

Latest round: Series B, February 2023
Recent developments
  • 2025-09Updated Moov Platform Agreement and Merchant Processing Services Terms naming Pathward National Association and Lincoln Savings Bank as acquirers for card network transactions. source ↗
  • 2026-09Launched Moov Money, a real-time P2P payment product built with Visa and Mastercard that sends funds directly to a debit card rather than requiring both parties to share an app. Jack Henry's Banno Digital Platform (1,000+ banks and credit unions) is the first integration. source ↗
  • 2026-09-10Integrated Coinbase's USDC stablecoin infrastructure into its payments platform, reaching 1,000+ US community banks and credit unions with stablecoin acceptance, settlement, real-time funding, and custodial wallets. source ↗
Full dossier: Moov’s own stack, layer by layer →
Who uses Moov
1 company disclose Moov in their stack
Lawfully
What the disclosures say
Lawfully
“Moov publicly lists Lawfully as a customer at https://www.bankingembedded.com/companies/lawfully. Moov provides payment infrastructure (ACH, card, money movement APIs).”
View source · bankingembedded.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Moov? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Moov’s disclosed buyers are headquartered. Represent Moov? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What Moov runs on · from its own dossier
The third-party providers Moov itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Moov.
Sponsor Bank
Pathward
BaaS
Pathward
Card Issuing
Pathward
FX / Payouts
Currencycloud
Crypto / Stablecoin
Coinbase
Open Banking
MX
FX API
Currencycloud
Full dossier with evidence for each layer →
Alternatives to Moov

Other Embedded Payments providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe Connect135 buyers →Mangopay26 buyers →Worldpay for Platforms19 buyers →Rainforest Pay15 buyers →Finix8 buyers →Forward8 buyers →VoPay8 buyers →JustiFi6 buyers →
Share this rank

An embeddable badge for Moov’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #14 of 14 in Embedded Payments — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/moov?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/moov.svg"
       alt="Ranked #14 of 14 in Embedded Payments — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/moov/install" width="1" height="1" alt="" style="display:none">

Moov — frequently asked

Which companies use Moov?

1 company is linked to Moov in the Embedded Finance Index 2026, through their own public disclosures or Moov's published customer list, including Lawfully.

What does Moov do?

Moov is an embedded-finance provider in Embedded Payments. It ranks #14 of 14 Embedded Payments providers by linked companies.

What are the alternatives to Moov?

The most-named Embedded Payments alternatives to Moov are Stripe Connect (135 buyers), Mangopay (26 buyers), Worldpay for Platforms (19 buyers), Rainforest Pay (15 buyers), Finix (8 buyers) and Forward (8 buyers).

Who founded Moov?

Moov was founded by Wade Arnold and is founded in 2017, headquartered in Cedar Falls, Iowa, USA.

How much funding has Moov raised?

Moov has raised $85M in total.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Moov and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Moov and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.